MicrostockGroup

I am not familier with acdsee, but that sounds right.  You can always upload an image and see if the info went into the correct boxes.

keywords can be separated by comma, space or the ; key.  I have mine seperated by the ;

I use Imatch, you can download it from the www.photools.com website.
Photoshop also works very well -  go to
File | file info
or else press Alt-Ctrl-Shift-I (in photoshop)

Fun catchy titles might help in camera club competitions, and for all I know it might help in some agencies; but on iStock, and no doubt others, they require only factual titles, because that's what turns up on Google searches.
http://www.istockphoto.com/article_view.php?ID=583

I read the article and I understand where they are coming from. Why not use a catchy fun title along with a factual text. It appeals to a buyer and can possibly make them think. It could quite possibly make the buyer decide to buy yours over another photographers image. Although "Eggs Benedict" is correct and that is exactly what it is - how boring. What about: 

Delectable delicious breakfast ready for you - Eggs Benedict

It is not the best example to work with as the image is very specific but I hope you understand what I mean.