MicrostockGroup
Agency Based Discussion => Dreamstime.com => Topic started by: CofkoCof on December 15, 2008, 09:26
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We're happy to announce that starting today you can request payments via Payoneer. A very reliable and fast payment, coming to replace or be an additional method for many of you, thanks to its simplicity and advantages.
The system requires an initial approval from Payoneer. After your application is reviewed and approved, a personalized debit card (Dreamstime's official logo and color scheme) will be mailed to you. Once received and activated (follow instructions given by them), you can use it like any other Mastercard, to pay directly at merchants or to withdraw from an ATM machine.
In order to sign up, simply go to the Request Payment page and click the Register link available next to the Payoneer option. The fees are available on the next page. Payoneer generously provided free activation for the next 2 months. Dreamstime will support, all fees required to send the funds to your account, for all contributors, exclusives and non-exclusives alike (note that this may change in the future).
You can basically receive your card and start using it without any setup costs.
Enjoy!
From this thread:
http://www.dreamstime.com/thread_11732
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Good news!
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useless pretty much. you got to have their Master Card, and cashing in other country than US draws some aditional fees.... and if you dont use that card for 60 days, they close your account. moneybookers is still best solution.
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I asked on the DT forum what the fees will be. Looks like $3 a month and a withdrawal fee. I am not interested in that for just one site. Might be different if this could be used for all the sites.
http://www.payoneer.com/CardholderFees.aspx
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useless pretty much. you got to have their Master Card, and cashing in other country than US draws some aditional fees.... and if you dont use that card for 60 days, they close your account. moneybookers is still best solution.
This is not really a true. I really hate when Peter comment something and he didn't think about it :)
Fees are smaller than monybookers and I am from Croatia so monybookers is only solution for me also. I am receiving payments via Istock Payoneer and money is faster in your hands with smaller fee than moneybookers.
Using card means also inserting in ATM machine, entering pin and doing nothing. I check this with local ATM provider. It is register as transaction. I also use this in the beginning when I didn't have regular payouts. So 60 days is no problem.
And I asked, yes you can have one card for all agencies that means less fee. When you registering via DT you have small link on the Payoneer web site on top right corner for ones who already have card.
Dario
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Fees are smaller than monybookers
and what about the exchange rate ?? paypal is also supposed to be cheaper than MB. But when you compare paypal with MB, paypal is actually more expensive because they use a different conversion rate. Something to keep in mind.
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no, you are wrong. Every time you get cache from ATM machine, they will charge you a fee. When I withdraw money to my Visa card from Moneybookers, in my local bank, I dont pay anything when I buy in shops or take cache on ATM... and I would have to pay a fee every time I use my payoneer master card. I dont want that. It would be better if payoneer coud transfer money to my own local credit card, or bank accout. This way it is like using credit card in different country. Every time you make a purchase somewhere or take a cache on ATM it will charge you 2.15$ if you use payoneer mastercard. MB charges me only 2.4$ per transaction on my Visa card (bank does not take anything), and I can use as often as I like, without any fees.
So, MB takes 2.4$ ONCE! when I do withdraw, and payoneer take 2.15$ EVERY time I cache out on ATM! Plus 3$ per month. MB has clearly smaller fees.
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useless pretty much. you got to have their Master Card, and cashing in other country than US draws some aditional fees.... and if you dont use that card for 60 days, they close your account. moneybookers is still best solution.
This is not really a true. I really hate when Peter comment something and he didn't think about it :)
Fees are smaller than monybookers and I am from Croatia so monybookers is only solution for me also. I am receiving payments via Istock Payoneer and money is faster in your hands with smaller fee than moneybookers.
Using card means also inserting in ATM machine, entering pin and doing nothing. I check this with local ATM provider. It is register as transaction. I also use this in the beginning when I didn't have regular payouts. So 60 days is no problem.
And I asked, yes you can have one card for all agencies that means less fee. When you registering via DT you have small link on the Payoneer web site on top right corner for ones who already have card.
Dario
Dario I am also from Croatia!
I pay withdraw on MB 1,8 € and after that Bank calculate "the cost of inflows of money" about 1,05 € ...
So 2,85 € from microstock agencies to my bank account...
But, it's cute to have payoneer card! ;)
Also it's good to have more choice for payment...
P.S.
Lee put fees for IS on his site:
http://www.istockphoto.com/popup_payoneer_fees.php?refnum=LeeTorrens
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I, am sorry but I have to correct both of you. You forgot INPUT FEE (Receive Money Fee ) for every income on MB. Have you ever look to your transaction list on MB? They are taking your money even before you get it. It is % of your money.
And after that what about local bank fee (borg you mention that) witch you pay for every MB transaction including second exchange rate in your money flaw (from $ to € to local currency but only one in Payoneer case from $ to local, Perrush mention this problem).
So when you put ALL together - much smaller fee on Payoneer.
But, off course, everybody choose what they want. (Even if it is not good for them :) )
Dario
Btw, Peter my monthly fee on Payoneer is 1$. Why you have to pay 3$?
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Please give us some link, now I am confused.
If you are right, then I will order my Payoneer card immediately...
But, I didn't find anything about INPUT FEE to receiving money on the MB.
You are right for double exchange conversion, but on my transaction history I have only fee for withdraw, not for receive...
This is from FAQ:
What does it cost to receive a payment?
Receive Money: FREE
Request Money: FREE
http://www.moneybookers.com/app/help.pl?s=fees
We need calculation: " For and Against" of both payments...
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MB take cca 2% of every money I receive!!!
I don't know why but they did that every time - on every transaction.
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Fees are smaller than monybookers
and what about the exchange rate ?? paypal is also supposed to be cheaper than MB. But when you compare paypal with MB, paypal is actually more expensive because they use a different conversion rate. Something to keep in mind.
that must dependant on where you are. converting to or from australian dollars paypal usualy gives me a better rate than either mastercard or my bank and they do it without a 'foreign currency transaction fee'.
Phil
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I don't get charge to receive my payments in MB either, only when I transfer to my bank account. But I have their basic account - whatever they call it. Maybe there are charges for business accounts? Dbajurin, what account do you have?
Regards,
Adelaide
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Payoneer sucks.
I tried using them for direct deposit at IS. Paid the $10 setup fee and everything. A week or two after making a payment request and receiving confirmation from IS that funds had been sent to Payoneer, I'd get an e-mail from Payoneer saying my bank account was refusing the deposit. I'd call the bank, and they would have no record of it. So I'd call Payoneer to report the problem. And every time their solution (after telling me to call my bank again) was to buy their pre-paid Mastercard. Don't want it...I want direct deposit and paid for that service, I would tell them right back. And then mysteriously the payment would show up in my bank account a week or two later. Happened every single time I requested direct deposit through Payoneer.
I'll stick with my pre-paid PayPal card, thank you.
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MB dont charge me anything when I receive the money! When I pull a 100$ from fotolia for example, I get 100 dollars on my MB account, no fee is taken. Only fee is when I try to withdraw, and it is 2.4$, and If I withdraw on my Visa card, my bank dones not take any fees from me. (If I withdraw to bank account, my bank take 6$ for every transaction, but not on Visa card!)
I will stick with MB as long as it is availabe, because it is easy, cheap, and best way to get your money, and use it when I want, and how I want.
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MB dont charge me anything when I receive the money! When I pull a 100$ from fotolia for example, I get 100 dollars on my MB account, no fee is taken. Only fee is when I try to withdraw, and it is 2.4$, and If I withdraw on my Visa card, my bank dones not take any fees from me. (If I withdraw to bank account, my bank take 6$ for every transaction, but not on Visa card!)
I will stick with MB as long as it is availabe, because it is easy, cheap, and best way to get your money, and use it when I want, and how I want.
Hi Peter!
I only make withdraw on my bank account till now!
But, my Visa Electron is directly connected to that bank account, both numbers are on the same Visa card (bank account and Visa number)...
MB offers my choices where to withdraw, basic that is the same account in Euros
What you think, will I get money without bak fee if I withdraw only with Visa number information!?
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Dear all,
My name is Tomer from Payoneer, we are very excited to start serving you all with the Dreamstime-Payoneer card.
I’m sure you will soon discover all the advantages of getting paid directly to your card and have the money accessible immediately and be able to use it everywhere in the world that MasterCard is accepted, both Online and Offline and ATM’s.
I’m here for you if you have any questions in the forum and you can also email me at [email protected] and you’re welcome to visit our Payoneer forum http://community.payoneer.com/ where you can find additional useful information.
Just one very important clarification regarding fees, I’ve seen some of you asked about it, please note the fees relevant to DS can be found here: http://www.dreamstime.com/uploaded_files/dreamstime_payoneer_fees.jpg
Please don’t refer to the general fees at www.payoneer.com because they represent the maximum possible fees and are irrelevant to DS.
All the best to everyone.
--Tomer
Payoneer
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borg, I get payed directly from MB to my Visa card, and payment is without any bank fees (only MB takes 2.4$), and money arrive always in 3 work days. At contrary, when I withdraw on bank account, bank takes about 6$ fee (and MB 2.4$), and it takes a little longer, 4-5 workdays to arrive. So it is best to withdraw from MB directly to Visa card. At least in my bank (Raiffeisen Bank).
And my Visa and bank accounts are separate, two different accounts. Sometimes I withdraw on bank account if it is larger amount (there is limit of 500eur per transaction on Visa!), but if it is less than 500 I withdraw to Visa directly, it arrives in 3 days, and no fees from bank. MB is perfect for me.
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Thanks Peter!
I am only interested is it the same or a separate account (bank and Visa)..
I need to try withdraw directly on Visa...
Regards!
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Please, can someone give me some more information about this moneybookers issue I have.
They charge me "receiving money fee" for every money I receive from stock agencies. I contact them and the send me a link on the new Terms&Conditions (http://www.moneybookers.com/app/help.pl?s=terms).
And under 3.8 paragraph it sais: "3.8. Moneybookers reserves the right in its own discretion to charge a fee for receiving money if a customer is using the account for commercial purposes. "
Because stock agency payment is commercial payment they charge me. My question to all of you. Do you have similar experience and do they charge you or not for this?
Thank you
Dario
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Probably you have opened some kind of a business or merchant account...
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This Terms&Conditions are the same for all accounts no mater basic, company or other. Every commercial payment goes under these rules. They answered me that after I mail them. I am still waiting for the answer: why me and not others?
Right now I have company profile because of problem (MB problem) with withdrawal name on my local bank account but it was the same when I have the normal basic account. So before they convert my account to the company (witch I really don't need) was the same issue.
I am waiting for their response. Until then, anybody has the same problem?
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I have 4 friends doing microstock, and I never heard such thing as MB is taking a fee for receiving money. Never. Maybe your account is some special kind, or something.
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On their page is "loud and clear", NO FEE for receive money to MB...
Commercial purpose is when somebody buys something from you or when you sell something and buyer pays directly to you...
These are all that commercial advertisements on the homepage.
Microstock only use MB for money transfer...
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I also haven't been charged for receiving transactions by moneybookers and no one I know ever was .
Are you sure you don't have some business account or something ?
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I have to pop up this tread because of Moneybookers update I have and to inform you.
I can't copy-paste mail because on the copy right statment at the end of the MB mail but in short they said:
" I reached limit for personal account and they automatically convert it to the business account and by that means that fee is applied to the account as per 3.8. of our Terms and conditions."
So that means when one of us reach limit (I don't know how high is that limit) they will convert account to the business and applied "receive money fee" on it.
That is update for all of us. So I think for me Payoneer is best option and probably for everyone who reach some virtual limit they have.
Dario
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I only wish I could reach my limit! :D
My limit is 30.000 USD in any 90 days period. I can only dream to reach even half of it! :D
(you get larger limit if you verify your credit card, bank account, and address)
It is not some virtual limit, it is clearly shown on My Account first page. just look better.
(http://i39.tinypic.com/2elqddy.png)
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Not sure about that. I didn't cross 30 000 $ per 3 month period. I also have enabled all of this and withdrawal limit for me is 30536.00$.
It seams that withdrawal limit and personal account limit are two different things but you never know with MB. I think that they have some per month limit because I have one month very high withdrawal and after that they change this. But when you add 3 month before or 3 month after I didn't cross withdrawal limit.
So I can't say what is the limit. Somewhere between 0$ and widrawal limit :)
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The View Limit link (seen at the left menu in Peter's screenshot) also shows other limits.
I would ask MB about this. Don't they have an online helpdesk?
Regards,
Adelaide
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https://www.moneybookers.com/app/help.pl?s=fees
I can see currency conversion fee of 1.75% and a flat fee for withdrawals but nothing about 2.9% transaction fee