I recently had  $120 refund from Alamy, $30 refund from Fotolia, plus several big refunds from Dreamstime.
Each time the refunds involved full res photos or HD footage.
This makes me wonder why all these agencies allow this to happen.
Most of the justifications related to rejected credit cards or customers changing their minds.
Somebody, somehow ended now with free full res photos and clips.
You might say, yeah, but legally they cannot use your material.
Right, but then why all agencies watermark everything and only display thumbnail size photos, if not to prevent fraud?
It looks to me that we are dealing with another scam, here.
These agencies should better check their customers payments before giving them access to full res materials. And have a much stricter return policy.

Am I right?



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In Alamy case some refunds make more money - client buys the same image for more $ few days/ weeks later. It doesn't mean loosing money every time. I never noticed the same with micros (you can't control it here).