Author Topic: New Payoneer 3% Fee withdrawal to european bank account (Read 5341 times)

everest · « **on:** January 02, 2024, 05:23 »

I have been working with Payoneer for more than a decade . From March 1 it seems all transaction to withdraw to a european bank will suffer a 3% transaction fee + the conversion fee. This will become an expensive proposition.
I think I might be changing all my payments to paypal to avoid this fee. So far I have seen no fee to withdraw to a linked account in Paypal.

Are some of you european contributors that were working with Payoneer facing the same dilema?

mike123 · « **Reply #1 on:** January 02, 2024, 05:36 »

Quote from: everest on January 02, 2024, 05:23

I have been working with Payoneer for more than a decade . From March 1 it seems all transaction to withdraw to a european bank will suffer a 3% transaction fee + the conversion fee. This will become an expensive proposition.
I think I might be changing all my payments to paypal to avoid this fee. So far I have seen no fee to withdraw to a linked account in Paypal.

Are some of you european contributors that were working with Payoneer facing the same dilema?

Also got this email today (I'm located in Germany).

Keep in mind there is also a yearly fee of 29,95 USD to be paid for a Payoneer account, if your account received less than 2000 USD within 12 months. So this means you might want to terminate your Payoneer account, if you will switch to a different solution.

Paypal currently doesn't charge any fees for withdrawals to a local bank, but their USD -> EUR conversion rate is much worse for us than at Payoneer. But with the new 3% Payoneer fee, Paypal should indeed be better.

Does anyone know a better solution how to get the most amount of EUR out of Adobe's USD payments? I've heard something about Revolut, but can't find the details.

pixdeluxe · « **Reply #2 on:** January 02, 2024, 06:15 »

Correct me if I'm wrong but you should be able to set up a USD account in your own bank and transfer to your own bank with no conversion that doesn't incur the 3% transactional fee.

As per the email it states is only on USD to EUR transfers

Hope what I'm saying is right and that it helps

everest · « **Reply #3 on:** January 02, 2024, 06:26 »

I will look into that. I receive most of my funds in Dollars, and then I retrieved them to my European account. So I was already charged a currency exchange fee by Payoneer. Now this will be add to the new 3% fee. A dollar account could work but if Paypal does not charge anything (apart from the currency exchange fee) to retrieve to my bank account this could be a much better option I think.

I also keep hearing about Revolut. I wonder if the main stock agencies will provide this option in the future?

i just went to their site and their fees are so much better than Paypal, Skrill or Payoneer.

Quote from: pixdeluxe on January 02, 2024, 06:15

Correct me if I'm wrong but you should be able to set up a USD account in your own bank and transfer to your own bank with no conversion that doesn't incur the 3% transactional fee.

As per the email it states is only on USD to EUR transfers

Hope what I'm saying is right and that it helps

Anyka · « **Reply #4 on:** January 02, 2024, 06:48 »

Same here : bye bye Payoneer, and back to Paypal.
I can't open a dollar-account at my (Belgian) bank, but even if I could, they'd probably charge a LOT if I tried to pay a euro payment with it.

cosus · « **Reply #5 on:** January 02, 2024, 07:28 »

Quote from: everest on January 02, 2024, 06:26

I will look into that. I receive most of my funds in Dollars, and then I retrieved them to my European account. So I was already charged a currency exchange fee by Payoneer. Now this will be add to the new 3% fee. A dollar account could work but if Paypal does not charge anything (apart from the currency exchange fee) to retrieve to my bank account this could be a much better option I think.

I also keep hearing about Revolut. I wonder if the main stock agencies will provide this option in the future?

i just went to their site and their fees are so much better than Paypal, Skrill or Payoneer.

Quote from: pixdeluxe on January 02, 2024, 06:15
Correct me if I'm wrong but you should be able to set up a USD account in your own bank and transfer to your own bank with no conversion that doesn't incur the 3% transactional fee.

As per the email it states is only on USD to EUR transfers

Hope what I'm saying is right and that it helps

You can only withdraw money in local currency on Payoneer.
But if you can find some way to get $ or Euros into a bank account in a non-Euro paying European country, I'd be happy to hear it. Agencies should add more ways of payout. Many of us would probably find it more worthwhile to pay out of our own pockets for international bank transfer than PayPal and Payoneer fees.

Stockmaan · « **Reply #6 on:** January 02, 2024, 07:33 »

Agencies don’t

care for that …

Orchidpoet · « **Reply #7 on:** January 02, 2024, 13:24 »

I quit Payoneer many years ago. Be aware that I were also hit by a "border crossing" fee when I used the card to make online purchases even in US$. I asked how I could avoid the fee, the answer was "unless you shop in Belize". Anything you do outside Belize may be subject to the 'border crossing" fee.

fotoVoyager · « **Reply #8 on:** January 02, 2024, 14:54 »

FYI PayPal won't let you transfer your balance, even when it's in US$, to a non-American US$ account, I tried it every which way in the UK and I presume it'll be the same in the Euro region.

Orchidpoet · « **Reply #9 on:** January 02, 2024, 15:22 »

Quote from: fotoVoyager on January 02, 2024, 14:54

FYI PayPal won't let you transfer your balance, even when it's in US$, to a non-American US$ account, I tried it every which way in the UK and I presume it'll be the same in the Euro region.

Do you mean that Paypal won't transfer US$ to your country's currency? If yes, then you are correct.

I transfer USD into my country's currency all the time. That being said, Paypal's conversion rate is not very good. Besides that, there is no other fees unless you wish to receive the money fast.

f9photos · « **Reply #10 on:** January 02, 2024, 16:26 »

Quote from: cosus on January 02, 2024, 07:28

Quote from: everest on January 02, 2024, 06:26
I will look into that. I receive most of my funds in Dollars, and then I retrieved them to my European account. So I was already charged a currency exchange fee by Payoneer. Now this will be add to the new 3% fee. A dollar account could work but if Paypal does not charge anything (apart from the currency exchange fee) to retrieve to my bank account this could be a much better option I think.

I also keep hearing about Revolut. I wonder if the main stock agencies will provide this option in the future?

i just went to their site and their fees are so much better than Paypal, Skrill or Payoneer.

Quote from: pixdeluxe on January 02, 2024, 06:15
Correct me if I'm wrong but you should be able to set up a USD account in your own bank and transfer to your own bank with no conversion that doesn't incur the 3% transactional fee.

As per the email it states is only on USD to EUR transfers

Hope what I'm saying is right and that it helps

You can only withdraw money in local currency on Payoneer.
But if you can find some way to get $ or Euros into a bank account in a non-Euro paying European country, I'd be happy to hear it. Agencies should add more ways of payout. Many of us would probably find it more worthwhile to pay out of our own pockets for international bank transfer than PayPal and Payoneer fees.

maybe it depends on the country, but in Portugal I can open a USD account and withdraw to it from Payoneer. It has 2% transaction fee. Withdrawals of 500.00 USD and under are subject to a minimum fee of 10.00 USD.
And don't forget that everytime you receive a payment to Payoneer, it takes a fee of $3 (except for Shutterstock and Getty)

k_t_g · « **Reply #11 on:** January 02, 2024, 23:48 »

You're not better at PayPal either. They just raised some fees as well. Got a letter not too long ago stating the increase in fees. Not sure if its just for us unfortunate Canadians. Over here we get taxed to death over here for everything. Probably for breathing too. ☹️

rod-09 · « **Reply #12 on:** January 03, 2024, 05:01 »

@f9photos - I am from Portugal as well. I receive the USD in my Payoneer account and transfer to Euros to my Bank.
What do you do to avoid those transaction fees?

thx9000 · « **Reply #13 on:** January 03, 2024, 09:09 »

I just canceled my account. They were already worse than paypal before that change. It's about time Shutterstock and Adobe introduced some new payment processors. It's not 2010 anymore

Orchidpoet · « **Reply #14 on:** January 03, 2024, 16:29 »

Quote from: k_t_g on January 02, 2024, 23:48

You're not better at PayPal either. They just raised some fees as well. Got a letter not too long ago stating the increase in fees. Not sure if its just for us unfortunate Canadians. Over here we get taxed to death over here for everything. Probably for breathing too. ☹️

Hi, I am also Canadian.

When you withdraw USD from Paypal to a Canadian bank account, other than the poor conversation rate, are there any other fees that I am not aware of?

k_t_g · « **Reply #15 on:** January 03, 2024, 23:57 »

Quote from: Orchidpoet on January 03, 2024, 16:29

Quote from: k_t_g on January 02, 2024, 23:48
You're not better at PayPal either. They just raised some fees as well. Got a letter not too long ago stating the increase in fees. Not sure if its just for us unfortunate Canadians. Over here we get taxed to death over here for everything. Probably for breathing too. ☹️

Hi, I am also Canadian.

When you withdraw USD from Paypal to a Canadian bank account, other than the poor conversation rate, are there any other fees that I am not aware of?

Not sure. Sorry. All I know is that if our account is not used for so long, they charge us a fee. New fee is for use with some kind of transaction card. I'm surprised you didn't get the Policy change notice. They stated the new fee in that updated contract policy. Sorry I'm not much help.

When I get around to it I can always post some of the notice here or you can find it at PayPal I guess.

stoker2014 · « **Reply #16 on:** January 04, 2024, 03:59 »

You can also receive money from stock agencies in the form of a check. Then withdraw money from the bank.

Orchidpoet · « **Reply #17 on:** January 04, 2024, 12:22 »

I see what you mean now. Thanks.

I saw the Paypal notices. These said fees are not the regular transaction fees when you regularly receive money from the payers or withdraw money to your Canadian bank account. If you need to receive the money fast, there is an additional charge. But when I make a request, the money will be in my bank account the next day. There is no need to pay the extra.

Quote from: k_t_g on January 03, 2024, 23:57

Quote from: Orchidpoet on January 03, 2024, 16:29
Quote from: k_t_g on January 02, 2024, 23:48
You're not better at PayPal either. They just raised some fees as well. Got a letter not too long ago stating the increase in fees. Not sure if its just for us unfortunate Canadians. Over here we get taxed to death over here for everything. Probably for breathing too. ☹️

Hi, I am also Canadian.

When you withdraw USD from Paypal to a Canadian bank account, other than the poor conversation rate, are there any other fees that I am not aware of?
Not sure. Sorry. All I know is that if our account is not used for so long, they charge us a fee. New fee is for use with some kind of transaction card. I'm surprised you didn't get the Policy change notice. They stated the new fee in that updated contract policy. Sorry I'm not much help.

When I get around to it I can always post some of the notice here or you can find it at PayPal I guess.

everest · « **Reply #18 on:** January 05, 2024, 02:27 »

I see more and more better options that Payoneer or Skrill that have have hefty fees.
I heard of Revolut and now just discovered another one WISE .
I think all contributors specially european ones that have higher fees with Payoneer should write to the stock agencies to implement cheaper options like these Revolut or Wise
Ig is outragous to pay 5% to just retrieve the money to your bank acount( 3%+ exchange fees)

Her Ugliness · « **Reply #19 on:** January 05, 2024, 02:46 »

Quote from: everest on January 05, 2024, 02:27

I see more and more better options that Payoneer or Skrill that have have hefty fees.
I heard of Revolut and now just discovered another one WISE .
I think all contributors specially european ones that have higher fees with Payoneer should write to the stock agencies to implement cheaper options like these Revolut or Wise
Ig is outragous to pay 5% to just retrieve the money to your bank acount( 3%+ exchange fees)

The best option would be a direct bank transfer. The German agencies I submit to do this , but also international agencies like Alamy and Canva can do it, so why not the others?

f9photos · « **Reply #20 on:** January 05, 2024, 19:54 »

Quote from: rod-09 on January 03, 2024, 05:01

@f9photos - I am from Portugal as well. I receive the USD in my Payoneer account and transfer to Euros to my Bank.
What do you do to avoid those transaction fees?

nothing.
For low-earning sites I withdraw my once in few month to avoid $3 Payoneer fee. I mean if I earn $100/month with an agency, I don't request payout each month, but wait till I get say $500.
That is probably the only thing we can do.
Paypal doesn't have withdrawal fees, but the exchange rate there is extortionate.

f9photos · « **Reply #21 on:** January 05, 2024, 19:56 »

Quote from: Her Ugliness on January 05, 2024, 02:46

Quote from: everest on January 05, 2024, 02:27
I see more and more better options that Payoneer or Skrill that have have hefty fees.
I heard of Revolut and now just discovered another one WISE .
I think all contributors specially european ones that have higher fees with Payoneer should write to the stock agencies to implement cheaper options like these Revolut or Wise
Ig is outragous to pay 5% to just retrieve the money to your bank acount( 3%+ exchange fees)

The best option would be a direct bank transfer. The German agencies I submit to do this , but also international agencies like Alamy and Canva can do it, so why not the others?

SS does it if you earn >$5000/month
I think others don't do it because there are fees. You remember that Canstockphoto put the transaction costs on contributors even for Paypal/Skrill. And bank transfer fees are much higher, I belive.

BelieveInStock · « **Reply #22 on:** January 09, 2024, 10:08 »

I have not received any communication from Payoneer regarding the new 3% withdrawal fee. Could anyone copy paste here the email from Payoneer ?

Anyka · « **Reply #23 on:** January 09, 2024, 11:25 »

Quote from: BelieveInStock on January 09, 2024, 10:08

I have not received any communication from Payoneer regarding the new 3% withdrawal fee. Could anyone copy paste here the email from Payoneer ?

Hi,
Here at Payoneer, we are constantly working to provide the best products and services in the market. We are reaching out today to inform you of changes to our pricing structure that will be relevant as of March 1, 2024.
To continue providing the highest quality product possible, we occasionally need to update our prices due to changes in the market.
Please see the table below to understand which prices are changing and how this will affect you and your business:
New Pricing Structure
Withdrawing your balance to a bank account : 3% of transaction amount
Withdraw funds from a Payoneer balance to your bank account : 3% of transaction amount
Example:
USD balance > EUR bank account, bank is in EU : : 3% of transaction amount
EUR balance > USD Bank account, bank is in Hong Kong : 3% of transaction amount
Payments to recipient’s bank accounts via bank transfer : 3% of transaction amount

LizC · « **Reply #24 on:** January 15, 2024, 19:39 »

Quote from: k_t_g on January 03, 2024, 23:57

Quote from: Orchidpoet on January 03, 2024, 16:29
Quote from: k_t_g on January 02, 2024, 23:48
You're not better at PayPal either. They just raised some fees as well. Got a letter not too long ago stating the increase in fees. Not sure if its just for us unfortunate Canadians. Over here we get taxed to death over here for everything. Probably for breathing too. ☹️

Hi, I am also Canadian.

When you withdraw USD from Paypal to a Canadian bank account, other than the poor conversation rate, are there any other fees that I am not aware of?
Not sure. Sorry. All I know is that if our account is not used for so long, they charge us a fee. New fee is for use with some kind of transaction card. I'm surprised you didn't get the Policy change notice. They stated the new fee in that updated contract policy. Sorry I'm not much help.

When I get around to it I can always post some of the notice here or you can find it at PayPal I guess.

As far as I know there are no other fees to transfer out money but I just transferred $200 USD into my Canadian bank and got $258.82 CAD. When I did a conversion using one of those online converters I should have received $268 CAD. So Paypal took for itself $10

Never heard of Paypal charging a fee for not using the account. The new card fees I believe have to do with customers paying with a credit card

flywing · « **Reply #25 on:** January 15, 2024, 20:09 »

Quote from: pixdeluxe on January 02, 2024, 06:15

Correct me if I'm wrong but you should be able to set up a USD account in your own bank and transfer to your own bank with no conversion that doesn't incur the 3% transactional fee.

As per the email it states is only on USD to EUR transfers

Hope what I'm saying is right and that it helps

Looks like they have updated it to fix the loophole of opening a local bank account in foreign currency to avoid the currency conversion. Now, even, for example, USD to USD will be charged 3% if the bank is not located in the US.

https://www.payoneer.com/about/pricing/

"Withdraw to Your Bank Account:

Withdraw in non-local currency

Example:
USD balance > USD bank account, bank is in EU
EUR balance > USD bank account, bank is in Hong Kong

UP TO 3% of transaction amount"

To be eligible to pay the minimum fee, your Payoneer account must be registered in the same country of your bank account.

"Example: Payoneer account registered in USA -> USD balance -> USD bank account, where the bank is in the USA"

stoker2014 · « **Reply #26 on:** January 16, 2024, 03:52 »

Everyone has a Payoneer card, you don’t have to withdraw money and pay in stores with this card.
You can also withdraw money from your card at a local ATM in local currency.

flywing · « **Reply #27 on:** January 16, 2024, 07:51 »

Quote from: stoker2014 on January 16, 2024, 03:52

Everyone has a Payoneer card, you don’t have to withdraw money and pay in stores with this card.
You can also withdraw money from your card at a local ATM in local currency.

Are you in the US? If so, have you tried withdrawing through an ATM in another country with it?

This method has its own drawbacks.

Bad conversion rate + Payoneer $3 fee per transaction + ATM access fee (around $5-$6 per transaction) + international transfer fee.
The withdrawal limit of ATM (maximum cash per time) in each country determines the number of transactions you have to make.

stoker2014 · « **Reply #28 on:** January 16, 2024, 10:36 »

Quote from: flywing on January 16, 2024, 07:51

Quote from: stoker2014 on January 16, 2024, 03:52
Everyone has a Payoneer card, you don’t have to withdraw money and pay in stores with this card.
You can also withdraw money from your card at a local ATM in local currency.

Are you in the US? If so, have you tried withdrawing through an ATM in another country with it?

This method has its own drawbacks.

Bad conversion rate + Payoneer $3 fee per transaction + ATM access fee (around $5-$6 per transaction) + international transfer fee.
The withdrawal limit of ATM (maximum cash per time) in each country determines the number of transactions you have to make.

I don't live in the USA. But many of the commissions you write about do not exist, or they exist, but not in all countries. Yes, every bank in every country has its own limits on issuing banknotes through an ATM. But, all these questions can be clarified, for example, by withdrawing money from an ATM.
If you pay by card, there are very few (if any) fees.

everest · « **Reply #29 on:** January 16, 2024, 13:44 »

If you pay with your card something that has the price in dollars you don't have fees but if you do so in any other currency you get a "Transactions involving currency conversion up to 3.5% fee.

This new 3% transfer fee + 2%exchange fee of a mediocre exchange rate will cost me a few thousand dollars this year.

I really hope WISE becomes more popular among stock sites.

Quote from: stoker2014 on January 16, 2024, 10:36

Quote from: flywing on January 16, 2024, 07:51
Quote from: stoker2014 on January 16, 2024, 03:52
Everyone has a Payoneer card, you don’t have to withdraw money and pay in stores with this card.
You can also withdraw money from your card at a local ATM in local currency.

Are you in the US? If so, have you tried withdrawing through an ATM in another country with it?

This method has its own drawbacks.

Bad conversion rate + Payoneer $3 fee per transaction + ATM access fee (around $5-$6 per transaction) + international transfer fee.
The withdrawal limit of ATM (maximum cash per time) in each country determines the number of transactions you have to make.
I don't live in the USA. But many of the commissions you write about do not exist, or they exist, but not in all countries. Yes, every bank in every country has its own limits on issuing banknotes through an ATM. But, all these questions can be clarified, for example, by withdrawing money from an ATM.
If you pay by card, there are very few (if any) fees.

ikostudio · « **Reply #30 on:** January 17, 2024, 06:27 »

Hi

I am European and I like all of european contributors I recveive in USD on my PayPal account. So This is what i do.
I opened an account on a FX broker (that suport Paypal), inside the Broker I create an MT4 USD account and another MT4 account in EUR.

Then I send my money in USD from PayPal to the brooke. It’s like an instant payment (literaly take a new seconds) in USD to my MT4 USD account. And then I convert my money from the MT4 USD to the MT4 EUR account. That way i have a much better rate conversion rates then PayPal. And even better if involved more money. The only issue is that I have to send it back again to PayPal but in EUR that time, (you have to withdraw from the broker to the same way you deposit the money) And finally withdraw from PayPal to my Wise account in Euros or another EUR Bank account, ias free.

Is seems a lot of work, but it’s really easy, sometime I do a small FX trade to justify having an account on a Broker and that’s it.

Best regards to you all

Reply

LizC · « **Reply #31 on:** January 17, 2024, 09:12 »

That's interesting, I wonder if something like that is available in Canada. Was there any fee to put the money back into paypal?

thx9000 · « **Reply #32 on:** January 17, 2024, 10:39 »

Quote from: ikostudio on January 17, 2024, 06:27

Hi

I am European and I like all of european contributors I recveive in USD on my PayPal account. So This is what i do.
I opened an account on a FX broker (that suport Paypal), inside the Broker I create an MT4 USD account and another MT4 account in EUR.

Then I send my money in USD from PayPal to the brooke. It’s like an instant payment (literaly take a new seconds) in USD to my MT4 USD account. And then I convert my money from the MT4 USD to the MT4 EUR account. That way i have a much better rate conversion rates then PayPal. And even better if involved more money. The only issue is that I have to send it back again to PayPal but in EUR that time, (you have to withdraw from the broker to the same way you deposit the money) And finally withdraw from PayPal to my Wise account in Euros or another EUR Bank account, ias free.

Is seems a lot of work, but it’s really easy, sometime I do a small FX trade to justify having an account on a Broker and that’s it.

Best regards to you all

Reply

Sounds interesting. Which fx broker in particular?

everest · « **Reply #33 on:** January 17, 2024, 14:19 »

Hello. Also interested to know. I work with DEGIRO broker. Unfortunately they only accept funds from a bank account. Already researching brokers where double account in € and US $ are possible and that accept Paypal money incoming and outgoing transfers.

This is a good way to work. I don'tr care to need a little more time if I can save a lot of money at years end. Thanks for your contribution.

**** So far I have found that this is possible with XTB and eToro. XTB is looking good.

Quote from: ikostudio on January 17, 2024, 06:27

Hi

I am European and I like all of european contributors I recveive in USD on my PayPal account. So This is what i do.
I opened an account on a FX broker (that suport Paypal), inside the Broker I create an MT4 USD account and another MT4 account in EUR.

Then I send my money in USD from PayPal to the brooke. It’s like an instant payment (literaly take a new seconds) in USD to my MT4 USD account. And then I convert my money from the MT4 USD to the MT4 EUR account. That way i have a much better rate conversion rates then PayPal. And even better if involved more money. The only issue is that I have to send it back again to PayPal but in EUR that time, (you have to withdraw from the broker to the same way you deposit the money) And finally withdraw from PayPal to my Wise account in Euros or another EUR Bank account, ias free.

Is seems a lot of work, but it’s really easy, sometime I do a small FX trade to justify having an account on a Broker and that’s it.

Best regards to you all

Reply

LizC · « **Reply #34 on:** January 17, 2024, 18:56 »

But don't brokers cost money?

everest · « **Reply #35 on:** January 18, 2024, 02:20 »

I finally opened an acount in XTB with close to 0 maintenance fees but an exchange fee of 0.5%. I think you have to make 1 operation a year at least of buying selling stock. As I al already doing that with another broker this will be no problem for me. I think if you are doing less than 1000$ month it is more hassle than benefit but for me paying 0.5% instead of 5% with Payoneer will save me thousands of $ in fees every year.

This is really a bridge solution until stock site will begin accepting WISE instead of the much more expensive Paypal/Payoneer or Skrill that are only good if you are in the US.

Quote from: LizC on January 17, 2024, 18:56

But don't brokers cost money?

ikostudio · « **Reply #36 on:** February 06, 2024, 11:46 »

Hi

Degiro won't work with the methode I explain.
I work with ICmarkets, https://icmarkets.com/?camp=75827 there are others but this one accept PayPal and its considered a very safe brooker with great reputation. Its a Forex Brooker, and that's why that they have very good spread for conversions from USD to EUR.
When we open the account, we have to create an internal account to trade in the currency we want general USD, and another on in EUR.

1 - Open an account.

2 - Choose the type of account and plataform you want to use to genociate. (I choose CTrader)

3 - Choose the main currency for the 1º Trade account. (USD)

4 - Create another interna account (Ctrader, but this on in EUR or on other currency, depending where you live.

5 - Deposit with PayPal from USD to USD (free and instant transfer)

6 - Internal tranfer on from the IC Markets website from the 1º account (USD account) to the 2º account (EUR account). - Wait a favourable USD conversion rate, start looking the charts

The spread is the cost from converting USD to EU, and sometimes is less then 0.3%. (better if you convert when you have a total of at least 1000USD.

7 - Then you can Withdrawal on the ICmarkts website from the EUR account to your Paypal account.
(you need to withdrawal to the same methode you made the deposit) usualy only takes less than 12 hours to have your money back on PayPal.
You have to aprove this withdrawal on your email.

8 - And final... sometimes just trade a micro Lot (0.01) = 1000$ just to justify have a trading account and mantain that accounts active.

I use this since 2018, and works very good for me. Save me a Lot of Money on the stupid conversion rates from PayPal and Payonner.

Good luck, and say someting if you having any dificult.

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