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Microstock Photography Forum - General => General Stock Discussion => Topic started by: fritz on October 15, 2013, 12:18

Title: Skrill intermediary bank charges?
Post by: fritz on October 15, 2013, 12:18
I'm using same bank and Skrill for 5 years and never ever international bank wire transfer was subject to intermediary bank charges.
Now it's the case. 10 euros per transaction. Why? Because they change the intermediary bank.
So beware when using wire transfer via Skrill!
Title: Re: Skrill intermediary bank charges?
Post by: Karen on October 15, 2013, 12:30
I'm using same bank and Skrill for 5 years and never ever international bank wire transfer was subject to intermediary bank charges.
Now it's the case. 10 euros per transaction. Why? Because they change the intermediary bank.
So beware when using wire transfer via Skrill!

I noticed that too. Though in my case it was 20 euros per transaction! :-(
I will stop using wire transfer via Skrill.
Title: Re: Skrill intermediary bank charges?
Post by: fritz on October 15, 2013, 12:42
20 euros! Unbelievable  :(.
The reason is before they were using Bank of America and now it's Deutsche bank. 
Title: Re: Skrill intermediary bank charges?
Post by: lisafx on October 15, 2013, 13:10
I'm confused - are you saying that you are being charged to transfer your skrill balance to your bank?  Are you in the US or in Europe? 
Title: Re: Skrill intermediary bank charges?
Post by: Karen on October 15, 2013, 13:41
I am in Europe.
Title: Re: Skrill intermediary bank charges?
Post by: lisafx on October 15, 2013, 13:48
I am in Europe.

Thanks for the reply :)
Title: Re: Skrill intermediary bank charges?
Post by: luissantos84 on October 16, 2013, 05:49
wasn't Skrill so good sharpshot? ::)
Title: Re: Skrill intermediary bank charges?
Post by: ferdinand on October 16, 2013, 06:54
And they are specialized to put only people from Eastern Europe to a commercial account - with the commission of 4 % plus...
Title: Re: Skrill intermediary bank charges?
Post by: Tror on October 16, 2013, 06:58
I haven`t had those charges...really strange. I would contact support and ask for a explanation....
Title: Re: Skrill intermediary bank charges?
Post by: ferdinand on October 16, 2013, 07:13
they just sand you e mail with explanation that they have found that you are using account for commercial purposes (earning money) and you get their gift with 4% commission + usual 2.40$ for withdrawal

and now we have this new 20$ fee for  intermediary bank charges - they say it has nothing to do with them - it is some other bank they know nothing about at all...

ugly - very ugly
Title: Re: Skrill intermediary bank charges?
Post by: Ron on October 16, 2013, 07:20
Dont believe what Skrill says, according to Alamy skrill is free. LOL
Title: Re: Skrill intermediary bank charges?
Post by: Tror on October 16, 2013, 08:05
they just sand you e mail with explanation that they have found that you are using account for commercial purposes (earning money) and you get their gift with 4% commission + usual 2.40$ for withdrawal

and now we have this new 20$ fee for  intermediary bank charges - they say it has nothing to do with them - it is some other bank they know nothing about at all...

ugly - very ugly

Have you asked your bank? I would double check that. Maybe it is true....
Title: Re: Skrill intermediary bank charges?
Post by: fritz on October 16, 2013, 08:26
Reply from Skrill:

Please be kindly reminded that for the purposes of a withdrawal transaction Skrill acts as  a payer and not a payment service provider. In view of our specific payer obligations to execute customer withdrawals swiftly and efficiently, we co-operate with a number of financial institutions, the latter having a vast network of partner banks on their end. Any change in these partnerships, over which Skrill has no control and thereof cannot be held liable for, results in alteration of the specific terms governing the transfer of funds and may also be the reason for additional charges applied to your withdrawal request.

You may always consider using an alternative withdrawal option such as Visa withdrawal or withdrawal to a bank account of yours located in a different country where we offer local bank wire withdrawals.


So they 're not payment service provider
Title: Re: Skrill intermediary bank charges?
Post by: ferdinand on October 16, 2013, 09:35
they just sand you e mail with explanation that they have found that you are using account for commercial purposes (earning money) and you get their gift with 4% commission + usual 2.40$ for withdrawal

and now we have this new 20$ fee for  intermediary bank charges - they say it has nothing to do with them - it is some other bank they know nothing about at all...

ugly - very ugly

Have you asked your bank? I would double check that. Maybe it is true....

 my bank takes usual fee - they just got 20$ less - skrill sand to us this automatic replay fritz posted - BUT - I am sure that they know what they are doing - and there is a very precise word in English for that....... - what they are doing to some people - from less  fancy countries 


and they did this "20$ fees" 2 years ago - for one month - and now again - same old story
Title: Re: Skrill intermediary bank charges?
Post by: Karen on October 17, 2013, 06:25
Dont believe what Skrill says, according to Alamy skrill is free. LOL

Skrill officials have yet to come up here with an official explanation of all these unexpected fees and commissions.
Title: Re: Skrill intermediary bank charges?
Post by: Karen on October 17, 2013, 06:33
Reply from Skrill:
You may always consider using an alternative withdrawal option
such as Visa withdrawal or withdrawal to a bank account of yours located in a different country...
... or maybe consider using an alternative payment service provider, PayPal?
Title: Re: Skrill intermediary bank charges?
Post by: lima on October 17, 2013, 13:29
Same happend to me, they charge me $45 because is an international transaction!!!!! may be they use the same Deutsche bank. This is the first time they take from my account $45 and i use skrill 3 years ago!!! and additionally when the money hits my bank they discounted me $ 18

Skrill has become very expensive :-(

20 euros! Unbelievable  :(.
The reason is before they were using Bank of America and now it's Deutsche bank.
Title: Re: Skrill intermediary bank charges?
Post by: skyfish on October 19, 2013, 06:06
I sent them an invitation to come to this forum. Hope they will come. Please send them messages - invitations too.
Title: Re: Skrill intermediary bank charges?
Post by: Karen on October 20, 2013, 14:31
I sent them an invitation to come to this forum. Hope they will come. Please send them messages - invitations too.

Thanks skyfish!
I also hope they will come here with an official explanation.
Title: Re: Skrill intermediary bank charges?
Post by: Kamran on October 21, 2013, 02:45
Problems and issues related to Moneybooker / skrill  users and reply from skrill official.

https://getsatisfaction.com/skrill/products/skrill_money_transfer
Title: Re: Skrill intermediary bank charges?
Post by: skyfish on October 21, 2013, 03:03
Did you post this in purpose to help? I don't think so, otherwise you could give more exact link.
You just want to drive discussion there. Profit.
Title: Re: Skrill intermediary bank charges?
Post by: Kamran on October 21, 2013, 03:22
I just posted to help user who are facing problem using skrill.  Here is topic related to money disappearing from skrill.

https://getsatisfaction.com/skrill/topics/money_disappeared_skrill_customer_service_not_responding_at_all



Title: Re: Skrill intermediary bank charges?
Post by: itogamo on November 11, 2013, 10:31
I have used MoneyBookers / Skrill for 4 years and see this issue 2 times: Jun 2012 and Oct 2013. $10 extra fee for each time. I asked MB/Skrill support and they answered it is intermediary bank charge and they can not control the way my money go, it depends on intermediary banks. I requested a money transfer tracing document from my local bank (I stay in South East Asia) and found that this extra fee really come from the intermediary bank that MB/Skrill use, in my case is JP Morgan Chase bank. JP Morgan Chase transfer my money from their branch in Europe to their branch in America, then my Asia bank instead of usual rout: Europe to Asia directly and take $10 extra fee for extra step. Amazingly, I heard JP Morgan Chase sentenced a billion $ penalty from US Court a few days after I met the extra fee issue for each time, so I guess JP Morgan Chase want to collect money for their penalty bill  :'(.
The real problem is MB/Skrill can not force their  intermediary banks to keep the cheapest route for every transactions so you must accept this issue (it looks like just happen once a year) or find another service.
Title: Re: Skrill intermediary bank charges?
Post by: BaldricksTrousers on November 11, 2013, 11:41
I got walloped for $400 "intermediary bank charges" for the last bunch of cheques I cashed via my bank in Qatar - I've found I can post them to my UK bank and get them processed for  £10 or less.  This "intermediary bank" stuff seems to be a scam being run by the banks .... as  if Citibank in New York needs $200 to work out where HSBC New York hangs out!  I bet their managers gulp down bourbon together and gloat over the massive fees they are screwing out of foreigners.
Title: Re: Skrill intermediary bank charges?
Post by: explorer101 on January 06, 2014, 02:53
in my case, i was being charged $25 for bank transfer in december 2013, and this is for the first time...shocking...i dont really know about these intermediary banks, who or what are they? it'll be a bit fair if the skrill itself who charge me....not some unknown 'scam' intermediary banks...i already ask skrill about this issue, and yet still waiting for the response...i hope there'll be good news... >:(
Title: Re: Skrill intermediary bank charges?
Post by: adrian825 on April 10, 2014, 04:35
Hi everybody,

I was surprised to see today, that if I'll make a payment from my Skrill account to my bank account, they will charge me almost 14 USD.

I have to mention that I'm from Eastern Europe, I believe that matters when it comes to bank commissions that they apply.

Therefore I'm seeking a new alternative and already send an e-mail to Paypal to ask them about commissions on these type of transactions( Paypal account to my own bank account). Paypal send me an answer, but a very general one, not containing any numbers or percentages.

So, what you are using at this moment and with what costs? (Bank Account in Europe)

Thank you a lot
Title: Re: Skrill intermediary bank charges?
Post by: lisafx on April 10, 2014, 15:44
I was annoyed when they started charging me $5 to xfer money to my bank accounts.  I have to send money to two different accounts so it's $10 every time I do it.  That seems to be the low end, so I guess I should count myself lucky. 

Anyone with Payoneer?  Are they a good alternative?
Title: Re: Skrill intermediary bank charges?
Post by: fritz on April 10, 2014, 16:25
 

Anyone with Payoneer?  Are they a good alternative?
[/quote]
Excellent service! 2$ fee or 5$ if you want to see money in 2 hours and that's all. Fast easy and convenient . Wish all agencies support Payoneer.
Title: Re: Skrill intermediary bank charges?
Post by: lisafx on April 10, 2014, 16:31
 

Anyone with Payoneer?  Are they a good alternative?
Excellent service! 2$ fee or 5$ if you want to see money in 2 hours and that's all. Fast easy and convenient . Wish all agencies support Payoneer.
[/quote]

Thanks a lot Fritz!  Do they transfer it directly into your bank account, or do you have to get a credit card to get paid on that and then xfer to your bank?
Title: Re: Skrill intermediary bank charges?
Post by: fritz on April 10, 2014, 17:39
 

Anyone with Payoneer?  Are they a good alternative?
Excellent service! 2$ fee or 5$ if you want to see money in 2 hours and that's all. Fast easy and convenient . Wish all agencies support Payoneer.

Thanks a lot Fritz!  Do they transfer it directly into your bank account, or do you have to get a credit card to get paid on that and then xfer to your bank?
[/quote]

I think there is an option to transfer it directly into your bank account but i don't use it. I get paid via Master Card . As I said it's fast easy and convenient way to get money within 2hours for 5$ fee or if you prefer to wait 2 days than it's gonna cost 2$. No bank no xfer! Just withdraw money from ATM or buy whatever worldwide! So far I'm extremely satisfied with their service.
Title: Re: Skrill intermediary bank charges?
Post by: lisafx on April 10, 2014, 18:01
 

Anyone with Payoneer?  Are they a good alternative?
Excellent service! 2$ fee or 5$ if you want to see money in 2 hours and that's all. Fast easy and convenient . Wish all agencies support Payoneer.

Thanks a lot Fritz!  Do they transfer it directly into your bank account, or do you have to get a credit card to get paid on that and then xfer to your bank?

I think there is an option to transfer it directly into your bank account but i don't use it. I get paid via Master Card . As I said it's fast easy and convenient way to get money within 2hours for 5$ fee or if you prefer to wait 2 days than it's gonna cost 2$. No bank no xfer! Just withdraw money from ATM or buy whatever worldwide! So far I'm extremely satisfied with their service.
[/quote]

Thanks again for the info.  Sounds like a very economical option!  I will definitely look into it.  :)