I'm very concerned... I've been at 40% since May of 2009. Last year I had around 125,000 RCs and kept my 40%. This year, I'll end with between 145,000-148,000 RCs (give or take a thousand), it will take something close to a Christmas miracle for me to break 150,000.
And some basic math will show that I stand to lose quite a bit of $ unless they adjust the targets or that Christmas miracle happens.