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Author Topic: Payment receiving method for Nepal. Paypal doesn't work. Best alternate to Paypa  (Read 3741 times)

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« on: March 12, 2015, 11:49 »
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Hello all. I'm new to this group. I'm from Nepal. I and a friend of mine want to get into microstock. We're from Nepal, a country located between China and India. Paypal doesn't work in Nepal to receive money. What could be the best alternate to receive money through shutterstock, istock, dreamstime and fotolia? Do these microstock sites send money through Western Union? Which option would be best to receive money with as low payment charges as possible? Please help me out.

Thank you all in advance. Any suggestion will mean a lot to us.


Dook

« Reply #1 on: March 12, 2015, 11:53 »
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You can use Skrill.
And you can register for Payoneer card through Istock, Dreamstime, Veer, Depositphotos, 123rf.

« Reply #2 on: March 12, 2015, 12:11 »
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Thanks Dook.
You mean I can get a Payoneer card through the microstock sites your listed or I need to provide a Payoneer card's information while registering for those microstock sites? Sorry for my vague understanding of what you said.

Dook

« Reply #3 on: March 12, 2015, 12:14 »
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You get Payoneer card through one of listed agencies, then you can use it for the other listed. Note that Shutterstock and Fotolia are not listed. For these two you can use Skrill, which will ask you to link your bank account.

« Reply #4 on: March 12, 2015, 12:19 »
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I found that Skrill (in its old name "Moneybookers") was just as restrictive as PayPal, so I use Payoneer where I can and get cheques from other sites. If sites do neither cheque payment nor Payoneer and won't make direct bank-to-bank transfers I don't supply them.

« Reply #5 on: March 12, 2015, 12:23 »
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I just did some research and this is what I've understood. With Payoneer I can withdraw money through ATM but with Skrill I can withdraw money to my bank account, is that right? So if I just have Skrill linked with my bank account then I can use Skrill for all the microstock sites you and I have listed in this post, right? I'm starting to feel much relieved now. Thanks Dook. So first I need to make a Skrill account then link it to my bank account and while registering for Shutterstock, istockphoto etc, I need to fill all the skrill and bank details or is it something that I can choose later while I keep making money (that is, if I make).

« Reply #6 on: March 12, 2015, 12:28 »
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Thanks Baldricks Trousers for your input. I'll do some research on Payoneer now. Could you tell me what kind of restrictions Skrill poses. In what way have you found Payoneer to be a better option over Skrill?

Dook

« Reply #7 on: March 12, 2015, 13:03 »
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You understood it right. Except, when you register with agencies, you don't have to give your bank details, just your email address linked with Skrill.

« Reply #8 on: March 12, 2015, 13:06 »
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Skrill - you cannot use it for Istock, you can use it for Shutterstock and Dreamstime

Payoneer - you cannot use it for Shutterstock, you can use it for Istock

I dont know about the other agencies.

« Reply #9 on: March 12, 2015, 13:21 »
+1
Thanks Baldricks Trousers for your input. I'll do some research on Payoneer now. Could you tell me what kind of restrictions Skrill poses. In what way have you found Payoneer to be a better option over Skrill?
A long time ago Skrill and Paypal started asking for all sorts of documents that didn't exist, I got the impression they were both following the same regulations from the US. I can't remember the exact details, it was back in 2008, but it caused me a lot of problems  (things might have changed a lot since then, but after the trouble I had with them I haven't considered going back).

Tror

« Reply #10 on: March 12, 2015, 13:50 »
+1
Paypal and Skrill are not trustworthy. I know there are many people using it since years without problems and I congratulate them, but it seems to depend a lot on the personal configuration: where do you come from, from where do you login, what amounts are you transferring, did you had any connection to the wrong websites in the past, does your website show tits, are there any political flaws against your country of residence, do you have the wrong family members etc.  In any case, they cannot be called professional.

Payoneer is still my preferred and the most reliable. Sadly Shutterstock and Fotolia are still too lazy to implement them. Contributors? Who are those guys? Ahhh, our products come from them? Nahhhh, there are plenty of them, screw m. Their needs are irrelevant to our infinite success.

Beyond that: it would be really time for a professional, affordable and reliable international banking system. Sadly the pure existence of sites like paypal offers a excuse for many not to support and look for better alternatives and blocks the market for promising competition on the other hand.

It is quite sad that in 2015 so many of us still have to fiddle around with bank checks, friends in other countries who can deliver the requested - ridiculous - documentation and expensive wire transfers outside the SEPA system.
« Last Edit: March 12, 2015, 13:52 by Tror »

« Reply #11 on: March 13, 2015, 01:52 »
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You understood it right. Except, when you register with agencies, you don't have to give your bank details, just your email address linked with Skrill.

Thanks again for the clarification, Dook.

Thanks Baldricks Trousers for your input. I'll do some research on Payoneer now. Could you tell me what kind of restrictions Skrill poses. In what way have you found Payoneer to be a better option over Skrill?
A long time ago Skrill and Paypal started asking for all sorts of documents that didn't exist, I got the impression they were both following the same regulations from the US. I can't remember the exact details, it was back in 2008, but it caused me a lot of problems  (things might have changed a lot since then, but after the trouble I had with them I haven't considered going back).

That sounds frustrating. I guess I wouldn't try Skrill if I had went through what you went but I haven't tried yet and there doesn't seem to be a better option than Skrill for me if I choose to contribute on shutterstock too at the moment in terms of low charge for receiving money. I guess shutterstock does wiretransfer too, right? And seeing the microstock poll results on the right side of my screen I'm tempted to submit photographs to shutterstock.

Skrill - you cannot use it for Istock, you can use it for Shutterstock and Dreamstime

Payoneer - you cannot use it for Shutterstock, you can use it for Istock

I dont know about the other agencies.

Thanks for your input Kaboom ;) So, I need both, Skrill and Payoneer.

Paypal and Skrill are not trustworthy. I know there are many people using it since years without problems and I congratulate them, but it seems to depend a lot on the personal configuration: where do you come from, from where do you login, what amounts are you transferring, did you had any connection to the wrong websites in the past, does your website show tits, are there any political flaws against your country of residence, do you have the wrong family members etc.  In any case, they cannot be called professional.

Payoneer is still my preferred and the most reliable. Sadly Shutterstock and Fotolia are still too lazy to implement them. Contributors? Who are those guys? Ahhh, our products come from them? Nahhhh, there are plenty of them, screw m. Their needs are irrelevant to our infinite success.

Beyond that: it would be really time for a professional, affordable and reliable international banking system. Sadly the pure existence of sites like paypal offers a excuse for many not to support and look for better alternatives and blocks the market for promising competition on the other hand.

It is quite sad that in 2015 so many of us still have to fiddle around with bank checks, friends in other countries who can deliver the requested - ridiculous - documentation and expensive wire transfers outside the SEPA system.

All these things seem to be a nasty business and you seem to have looked deep into these matters. Personal configuration seems to be unfavorable to me.

Payoneer sounds a better option and I'll certainly go with it too. I haven't started to contribute yet but you seem to have been a contributor for a long time and I can imagine the frustration one can go through when you are a part of the people who have made all these microstock sites owners filthy rich and they don't give a crap about you.

The trend of following what's been followed by the majority certainly seems to have hindered the possibility for something better to exist.

I appreciate the time you took out to present some deep matters here, Tror ;)

« Reply #12 on: March 13, 2015, 02:10 »
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No, you won't get wire transfer from SS. That's why I'm getting them to send me cheques. Unfortunately, cheque cashing charges can be extortionate (my bank in Qatar suddenly started charging me $200 per transaction, claiming it was their US "corresponding bank" that was responsible for it) so I now have to post the checks to my UK bank where the fees are reasonable. Not everyone has the advantage of being able to switch between banks like that.

Semmick Photo

« Reply #13 on: March 13, 2015, 03:31 »
+1
Paypal and Skrill are not trustworthy.

Of course they are. Claiming they are not is like saying regular Coke doesnt have sugar.

PayPal in Europe is regulated by the CSSF in Luxembourg and also bound by country laws. There is a complaint and appeal process in place and they have legal terms governed under UK Law.

If anything they did is not trustworthy, they would be on the chopping block. PayPal has every interest in being a trustworthy company, if they were not, they wouldnt be market leader as an online payment service provider. People vote with their feet if it comes to their hard earned money. You dont get 200 million members by scamming them.

Tror

« Reply #14 on: March 13, 2015, 06:31 »
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Paypal and Skrill are not trustworthy.

PayPal in Europe is regulated by the CSSF in Luxembourg and also bound by country laws. There is a complaint and appeal process in place and they have legal terms governed under UK Law.


We sued paypal many years back after they first got their banking license in luxembourg. Turns out that most operations are done under a limited which is not covered by the banking license. They got it just to appear more trustworthy but it doesn`t have legal impact on e.g. frozen accounts. There are many more lawsuits going on against them. As long as you do not have any problem with them everything seems to be fine for you. Start having problems and you`ll share my opinion.

Semmick Photo

« Reply #15 on: March 13, 2015, 06:42 »
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I hear what you are saying, but a law suit doesnt mean the defendant is right. (not speaking about you, just in general)

Surely mistakes are made, as in any company, but I wouldnt call them untrustworthy.

Tror

« Reply #16 on: March 13, 2015, 07:11 »
+1
I hear what you are saying, but a law suit doesnt mean the defendant is right. (not speaking about you, just in general)

Surely mistakes are made, as in any company, but I wouldnt call them untrustworthy.

As said, if PP or similar works well for you and you never had a complaint I congratulate you. Be happy and go on. But if you look a bit around on the web and evaluate information objectively -not only on this Forum where many complaints had been already made including in this thread - you might see the dark spots on the business practices of companies like PP.

PPs TOS and behavior e.g. is currently breaking the law of many countries like e.g. Germany where it is illegal to hold someones money for whatever reasons for 180 days without a court order. From other parties than me there are currently lawsuits going on.

I understand that People who are satisfied want to defend their point or maintain an image of security in their personal behavior and the Companies they work with. And believe me I am not interested in getting caught in pointless discussions. But in the end of the day objectivity and caution is the tool which leads to good decisions and I am sure will are able to draw you own conclusions.
« Last Edit: March 13, 2015, 07:15 by Tror »


Semmick Photo

« Reply #17 on: March 13, 2015, 07:24 »
+1
I have no intention to defend them for the sake of it. I just dont think they are untrustworthy, thats all.

Back to the OP.

« Reply #18 on: March 13, 2015, 07:32 »
+1
My problem with paypal was that they applied new rules without warning. As my account didn't fit precisely with their rules, they froze it. I couldn't satisfy their requirements and, after a struggle I managed to persuade them to release my money and close my account. For some time it seemed to me that they were unlikely ever to release my funds, which was a worry.
I don't think I would call them "untrustworthy", I don't think they wanted to steal my money, but I do regard them as unreliable .... and sometimes the difference between the two may not be too clear.

Tror

« Reply #19 on: March 13, 2015, 07:36 »
+1
My problem with paypal was that they applied new rules without warning. As my account didn't fit precisely with their rules, they froze it.

That is a quite common scenario. Maybe I should change the word "untrustworthy" to "unreliable" as well since it sounds less harsh, but in any case personally I do not trust them anymore.

Semmick Photo

« Reply #20 on: March 13, 2015, 08:00 »
+1
My problem with paypal was that they applied new rules without warning. As my account didn't fit precisely with their rules, they froze it.

That is a quite common scenario. Maybe I should change the word "untrustworthy" to "unreliable" as well since it sounds less harsh, but in any case personally I do not trust them anymore.
Thats a very fair point to make.


 

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