Hi Jo Ann,
Great question. If you click on the "Receive & Withdraw Funds" button on our main website, you will be taken to the online application. Prior to submitting any information, you will have the option to view a list of pricing and fees.
As sign up via our website will allow you to receive payments from thousands of companies, and not only 123RF, you will not see the fee for receiving payments from them. That will be shown once you'd added 123RF as a funding source to your Payoneer account. The cost for that, however, is just $2 per payment (regardless of amount).