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Author Topic: Don't trust in Paypal - your account can be limited without any evident reason  (Read 39885 times)

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Tror

« Reply #25 on: May 07, 2016, 08:05 »
+2
The title of this thread says "without any evident reason", but i think there is typically a reason why something has happened to one's account...

No. Most of the times there is no reason. Paypal is like a overly jealous Boy/Girlfriend who sees evidence for cheating in everything. As a user you cannot see what will make them freeze your account. You do not ahve to do anything wrong. And no, this has nothing to do with security: part of their business model is to freeze funds and earn money with that cash, then they release it again. It is a typical banking game.


« Reply #26 on: May 07, 2016, 08:14 »
+3
The title of this thread says "without any evident reason", but i think there is typically a reason why something has happened to one's account...something is missing, something has changed, or something looks suspicious. I can imagine how frustrating it is and what a pain in the a$$ it is when it happens, but i can also imagine how many scams get pulled on paypal globally on a daily basis.


I understand how they must have to be diligent to protect everyone's money, and when something goes wrong with the account of an honest person who is just trying to get paid, it stinks. I sympathize with those who have been through the hassle and hope i never have to deal with it with paypal.

life is such, we have to expect some trouble, but some people will insist travel by plane is dangerous just because 10 planes crashed, yet will drive a car cluelessly how many cars crashes occur.
as for bank teller machine and credit card being free, i met a man once who told me how he thought
department stores credit card was the best thing since sliced bread as all "i have these furniture in my apartment and all  i  pay is  xxx dollars every month, clueless of what the double-digit interest payment is all about.

 ;D

Tror

« Reply #27 on: May 07, 2016, 11:32 »
+1
The title of this thread says "without any evident reason", but i think there is typically a reason why something has happened to one's account...something is missing, something has changed, or something looks suspicious. I can imagine how frustrating it is and what a pain in the a$$ it is when it happens, but i can also imagine how many scams get pulled on paypal globally on a daily basis.


I understand how they must have to be diligent to protect everyone's money, and when something goes wrong with the account of an honest person who is just trying to get paid, it stinks. I sympathize with those who have been through the hassle and hope i never have to deal with it with paypal.

life is such, we have to expect some trouble, but some people will insist travel by plane is dangerous just because 10 planes crashed, yet will drive a car cluelessly how many cars crashes occur.
as for bank teller machine and credit card being free, i met a man once who told me how he thought
department stores credit card was the best thing since sliced bread as all "i have these furniture in my apartment and all  i  pay is  xxx dollars every month, clueless of what the double-digit interest payment is all about.

 ;D

There are far more paypal accounts limited and frozen than planes crashed. What is your personal risk limit? Why risk it at all?

If I open a bank account I do not go to the one who is expensive, might steal your money and "might" screw up. I go to the most efficient, cost efficient and safe one.


« Reply #28 on: May 07, 2016, 16:35 »
0
PayPal is an expemsive service. They catch more than 2% of every payment. They take money for nothing.
Hopefully the most sellers will make paypal more expensive than other payment options. That would be the deaf of PayPal.
Iam considering to use Bitcoins without greedy bank monopols and hidden fees.

Of course the services offered by your bank are free
When you take money from the ATM with your credit card it is free

All is free but Paypal

of course my atm service is free world wide.
With my DKB credit card.
Also my Bank account is totaly free with Sparda Bank West.  ;D
There is no need for PayPal...
Paypal work together with the US agencies they make a monoply by giving no othrer payment option thats it.
Its the same scam like Mastercard, Visa, American Express etc. do since years.

But there are always some idiots who pay 2% and more for these great service ;D

« Last Edit: May 07, 2016, 17:15 by r2d2 »

« Reply #29 on: May 07, 2016, 16:36 »
+4
The title of this thread says "without any evident reason", but i think there is typically a reason why something has happened to one's account...

No. Most of the times there is no reason. Paypal is like a overly jealous Boy/Girlfriend who sees evidence for cheating in everything. As a user you cannot see what will make them freeze your account. You do not ahve to do anything wrong. And no, this has nothing to do with security: part of their business model is to freeze funds and earn money with that cash, then they release it again. It is a typical banking game.


No. In their eyes, there IS a reason. Maybe just not in yours.
« Last Edit: May 07, 2016, 16:39 by cathyslife »

« Reply #30 on: May 07, 2016, 16:45 »
0
r2d2,  2% for nothing? how about those 10000 employees they need to pay? do people even realize that every service cost money?  and that normal banks charge fees too? hidden fees? literally all fees paypal charges are disclosed in their terms. terms everyone accepted when they opened an account. bitcoins is the most volatile currency in the world . good luck with that. let me know which agency pays in bitcoins
yes. But its a service that i never wanted.
No agencie pay in Bitcoins because with Bitcoins they can not make 2% like they do withe there PayPal cooperation.
« Last Edit: May 07, 2016, 16:48 by r2d2 »

« Reply #31 on: May 07, 2016, 17:04 »
0
SquirrelPower - skril and moneybookers are the same company, and are more expensive and less reliable than paypal, dont believe the scaremongers, paypal works great
yeah it works so fantastic. And you think its free but as a seller i calculate the 3% percent in my prices. And you as a buyer pay these 3% by higher prices.
Its so amazing.

You dont have any clue how this payment-mafia works and that you are the one that pay for there profits. Do you really think they profits go to there employes?
« Last Edit: May 07, 2016, 17:16 by r2d2 »

« Reply #32 on: May 08, 2016, 09:05 »
+1
The title of this thread says "without any evident reason", but i think there is typically a reason why something has happened to one's account...something is missing, something has changed, or something looks suspicious. I can imagine how frustrating it is and what a pain in the a$$ it is when it happens, but i can also imagine how many scams get pulled on paypal globally on a daily basis.


I understand how they must have to be diligent to protect everyone's money, and when something goes wrong with the account of an honest person who is just trying to get paid, it stinks. I sympathize with those who have been through the hassle and hope i never have to deal with it with paypal.

I think the OP said it was because they deemed one of his images to be pornographic, which he disagrees with. They don't allow paypal links on a site with pornographic material, it's in their terms.

« Reply #33 on: May 08, 2016, 16:23 »
0
The title of this thread says "without any evident reason", but i think there is typically a reason why something has happened to one's account...something is missing, something has changed, or something looks suspicious. I can imagine how frustrating it is and what a pain in the a$$ it is when it happens, but i can also imagine how many scams get pulled on paypal globally on a daily basis.


I understand how they must have to be diligent to protect everyone's money, and when something goes wrong with the account of an honest person who is just trying to get paid, it stinks. I sympathize with those who have been through the hassle and hope i never have to deal with it with paypal.

I think the OP said it was because they deemed one of his images to be pornographic, which he disagrees with. They don't allow paypal links on a site with pornographic material, it's in their terms.

That makes sense.

« Reply #34 on: May 08, 2016, 18:57 »
+2
I had my account limited because of an European Law about "money laundering" that happens whenever you reach an yearly given amount for the first time. So that was great for me :) But of course ... it was bad ;)

I can't blame Paypal for this. Just tell everyone my account was limited.

But pay attention: limit is not something that blocks your work: you can RECEIVE money. Sometimes limit needs some actions to be unlocked: in my case they asked me some documents to prove that I'm me. And I don't feel bad about this. Someone else could have done some identity theft ... and now my money could be gone.

Limit has been removed in 3 workdays after my answer.

What I could blame paypal about is their abolutely wasteful customer care: I've followed word for word their instructions to contact them: I waited on the phone for the customer service 30 minutes. And it was enough. They never answered. This sucks.


« Reply #35 on: May 09, 2016, 08:19 »
0
I updated my main post with two additions - a bit more helpful (I hope) info.
Just a little reminder: my intention was not a one more lamentation about 'bad Paypal', but to warn other users of PP to be prepared for unpleasant surprises and a little help from what I learned with my own skin.

« Reply #36 on: May 09, 2016, 08:36 »
0
Thanks for posting this, I didn't realize it was this bad and risky and will look at changing to another service after this months pay.  How are the others? Skrill? Moneybookers? are they just as bad or risky?

You're welcome. Skrill, Payoneer and other online payment gates are all risky, more or less. The same as any bank. So you should always use a classic rule: never put all your eggs in one basket". We all heard a lot of stories about fail of big banks and companies through history. I himself use another rule: "hope for the best, prepare for the worst". And it was my mistake to build ~80% of my online payments on Paypal.

« Reply #37 on: May 09, 2016, 09:00 »
0
I think the OP said it was because they deemed one of his images to be pornographic, which he disagrees with. They don't allow paypal links on a site with pornographic material, it's in their terms.

Of course it was not a porn. If it was because of porn I would not posting here crying about bad PP. Maybe someone would, but not me.
I studied Paypal TOS and Agreement carefully before, and learned all their 'updates'. I was careful with usage of PP buttons.

More clarification: some third party claimed copyright issue because of one photo I found on a Public domain site and put in on one of my photography gallery, just for free browsing, among hundreds of other "beautiful photographs we can learn from". Third party contacted Godaddy and Paypal, because I had PP buttons installed on a subdomain where I was selling my graphics. I had a kind conversation with Godaddy, they asked, what's a problem, maybe I would like to fill a counter-claim etc. After we talked with GD and I explained situation, they gave my 2 weeks to decide. I decided better to remove this photo, because I have no time and nerves to fight. The same I explained to Paypal. No reply from them and my account has been frozen.

« Reply #38 on: May 09, 2016, 10:08 »
+2
I think the OP said it was because they deemed one of his images to be pornographic, which he disagrees with. They don't allow paypal links on a site with pornographic material, it's in their terms.

Of course it was not a porn. If it was because of porn I would not posting here crying about bad PP. Maybe someone would, but not me.
I studied Paypal TOS and Agreement carefully before, and learned all their 'updates'. I was careful with usage of PP buttons.

More clarification: some third party claimed copyright issue because of one photo I found on a Public domain site and put in on one of my photography gallery, just for free browsing, among hundreds of other "beautiful photographs we can learn from". Third party contacted Godaddy and Paypal, because I had PP buttons installed on a subdomain where I was selling my graphics. I had a kind conversation with Godaddy, they asked, what's a problem, maybe I would like to fill a counter-claim etc. After we talked with GD and I explained situation, they gave my 2 weeks to decide. I decided better to remove this photo, because I have no time and nerves to fight. The same I explained to Paypal. No reply from them and my account has been frozen.
Sorry I misunderstood what you said:

"I find out (I believe, I did that) what was the reason. It seems PP didn't like one photo on one of my websites, where PP buttons have been installed."

Didn't realise it was because of copyright violation. I am biting my tongue now, but anyone who's been in this business for a while knows what those "public domain sites" are. Can't say I am too sympathetic about Paypal taking a stand for the copyright holder.
« Last Edit: May 09, 2016, 10:11 by Justanotherphotographer »

« Reply #39 on: May 09, 2016, 11:29 »
0
so there are a few stories where things go wrong, of course, they have about a billion transactions per day and around 184 million active accounts, suggesting paypal is a fraud and evil and illegal, what not, is just bullsh!t

When you personally will get an email about account being limited it will also be bullsh!t?
Your Paypal advocating is childish, arrogant and stupid bullsh!t.

« Reply #40 on: May 09, 2016, 11:46 »
0
Now you will have an army of fanboys replying that they never had a problem and therefore it must be safe. No matter how many reports of honest people with problems are out there. How many lawsuits had been filed, documentaries had been filmed and articles published. For them it is safe. Period. And it always just happens to the others. And it is always the others fault lol.

Yep! And it's a one of places, where stupidity and arrogance can be revealed. Or wisdom, intelligence, unselfish.
I would say, be quiet, if everything goes well, rejoice and hope it'll go in the future.
Be understanding, if someone has problems and try to help.
You never know what can happen with you tomorrow.

« Reply #41 on: May 09, 2016, 12:24 »
+5
if my account gets limited, there is probably a problem i need to resolve, it still isnt fraud and evil and illegal and what not bullsh!t

i have seen it too many time people blame paypal and turns out it was something they didnt act on. one person blamed paypal for everything wrong, turns out he refused to send in his passport, but that he didnt mention until people kept asking him what the full story was

« Reply #42 on: May 10, 2016, 05:51 »
0
if my account gets limited, there is probably a problem i need to resolve, it still isnt fraud and evil and illegal and what not bullsh!t

i have seen it too many time people blame paypal and turns out it was something they didnt act on. one person blamed paypal for everything wrong, turns out he refused to send in his passport, but that he didnt mention until people kept asking him what the full story was

Now your words sound a bit different and I'm kind to agree.
I also saw a lot of blames and lamentations because of various services. And I always thought that the biggest part of it is just a vain cry, because weeper himself did something wrong and always must be a reason why the service is canceled or account is blocked. Until I himself got limited and felt it's consequences.

Even then, in the beginning of April, I didn't cry and didn't blame PP on forums. I just tried to understand, tried to find my mistakes, tried to resolve my problems alone. And only when I saw a one more post about limited account, I decided to create this thread to warn and to help. It's different from the self-pity whimper, accusing something or somebody because of your own mistake.

We can not generalize all situations and can't shake all cases in to one lump. So we can not make generalized conclusions. Every case can be different.

« Reply #43 on: May 10, 2016, 06:14 »
+6
if my account gets limited, there is probably a problem i need to resolve, it still isnt fraud and evil and illegal and what not bullsh!t

i have seen it too many time people blame paypal and turns out it was something they didnt act on. one person blamed paypal for everything wrong, turns out he refused to send in his passport, but that he didnt mention until people kept asking him what the full story was

Now your words sound a bit different and I'm kind to agree.
I also saw a lot of blames and lamentations because of various services. And I always thought that the biggest part of it is just a vain cry, because weeper himself did something wrong and always must be a reason why the service is canceled or account is blocked. Until I himself got limited and felt it's consequences.

Even then, in the beginning of April, I didn't cry and didn't blame PP on forums. I just tried to understand, tried to find my mistakes, tried to resolve my problems alone. And only when I saw a one more post about limited account, I decided to create this thread to warn and to help. It's different from the self-pity whimper, accusing something or somebody because of your own mistake.

We can not generalize all situations and can't shake all cases in to one lump. So we can not make generalized conclusions. Every case can be different.

But you were using photos on your site that you lifted from the internet without tracking down the copyright holder to verify if they were in fact public domain. So isn't this "because weeper himself did something wrong and always must be a reason why the service is cancelled or account is blocked."?


We always complain that it is wrong to expect photographers to have to chase infringements all over the internet and DMCA. Surely what Paypal did is ideal, I mean you are bit less likely to go lifting people's work from random "public domain" sites to draw traffic now right? Or I guess maybe not if you are blaming Paypal rather than yourself?

« Reply #44 on: May 10, 2016, 21:20 »
0
if my account gets limited, there is probably a problem i need to resolve, it still isnt fraud and evil and illegal and what not bullsh!t

i have seen it too many time people blame paypal and turns out it was something they didnt act on. one person blamed paypal for everything wrong, turns out he refused to send in his passport, but that he didnt mention until people kept asking him what the full story was

Now your words sound a bit different and I'm kind to agree.
I also saw a lot of blames and lamentations because of various services. And I always thought that the biggest part of it is just a vain cry, because weeper himself did something wrong and always must be a reason why the service is canceled or account is blocked. Until I himself got limited and felt it's consequences.

Even then, in the beginning of April, I didn't cry and didn't blame PP on forums. I just tried to understand, tried to find my mistakes, tried to resolve my problems alone. And only when I saw a one more post about limited account, I decided to create this thread to warn and to help. It's different from the self-pity whimper, accusing something or somebody because of your own mistake.

We can not generalize all situations and can't shake all cases in to one lump. So we can not make generalized conclusions. Every case can be different.

But you were using photos on your site that you lifted from the internet without tracking down the copyright holder to verify if they were in fact public domain. So isn't this "because weeper himself did something wrong and always must be a reason why the service is cancelled or account is blocked."?


We always complain that it is wrong to expect photographers to have to chase infringements all over the internet and DMCA. Surely what Paypal did is ideal, I mean you are bit less likely to go lifting people's work from random "public domain" sites to draw traffic now right? Or I guess maybe not if you are blaming Paypal rather than yourself?

From all info I find out it had to be public domain site, not "public domain". I was deceived. And I'm blaming myself that I trusted them.

What Paypal did is not ideal. Ideal would be if they'd analyzed the situation after I contacted and explained, and either unblocked my account, either limited for a month. But not for 6 months, ruining all other business, without any reply. Of course, they have thousands accounts being limited and thousands emails from their owners, so they simply allow himself to not reply to some poor guy in Europe.

Am I angry? Of course!
Am I blaming Paypal because I think they acted inadequately, their punishment is unfair and they misused because they're Paypal? Yes!
Am I blaming Paypal without a reason? No.

Am I blaming himself for my mistakes (or "mistakes") and am I learning from them? How do you think?
If you think "no", you don't understand my situation, my feelings, my intention and meaning of this original post (in fact, you do not need that). But then any discussion will be only technical, lifeless and vain dispute between PP lovers and PP haters, where both sides will not change their mind and attitude in no way.
If you think "yes", you should not ask questions like this one.
If you don't know, then you should read one more time original post and my answers to other comments. If you want, of course. But if would be you or someone else, it must be read with open heart, pure insight, without preconception and pharisaic skepticism.
   
>>> a few words to all

You know, when I posted this original thread, I knew there is an army of Paypal fans and lovers. I knew that this topic will not be sugary and popular, and will be a lot of comments from opponents. That's fine, everyone of us have a right to free expression and opinion. But for me it was (and is) very interesting to look on human behavior. It's the most interesting part: to analyze reactions from different people. No, I'm not very important, I'm just a poor guy with big problems. But let me give a little advice: all of you, who're opponents today, try not to become a pharisee. You can comment anything, blame me, curse me or rejoice my misfortune. I don't care.

But if one day you'll meet similar problems (I do not wish that), you will remember this post and maybe will come here to read some helpful info, - that's I care about.
And maybe you'll remember my situation and will think twice before doing something unusual with Paypal, or you will come here to check a list of reasons of limited account - that's I care about.

It may sound very pompous, but all great things start from small.
So don't be a pharisee. For the sake of your own well-being.
Karma is a b!tch.

Good luck.

« Reply #45 on: May 11, 2016, 03:23 »
0
I agree with what you are saying. We all have all suffered problems with this business. As this a photography forum a lot of us suffer the problem of sites stealing our work and giving it away. Although different and unrelated to the terrible injustice you have suffered it does help me sympathise with how b*tt hurt and all up in your feelings you are over the whole thing. Also well said regarding karma being a b!tch.

Tror

« Reply #46 on: May 11, 2016, 05:55 »
0
Most people seem to use the argument "If you account gets limited there must be a reason" to justify their trust in paypal. Until it affects themselves. Maybe there is a reason. Maybe you gave them reasons. But believe me, in many cases there is non. I think meanwhile there should be enough testimonies around to make people careful.

I say the same as the OP. Be warned and do not trust. Not that I have any personal advantage of that.

« Reply #47 on: May 11, 2016, 06:27 »
+2
if there is non, call paypal and if they agree they will release your account, they have no reason to limit your account for fun, nor to steal your money, nor to get interest, nor to buy weapons of mass destruction. 184 million users tells me they are quite legit and trusted

« Reply #48 on: May 16, 2016, 20:19 »
0
I agree with what you are saying. We all have all suffered problems with this business. As this a photography forum a lot of us suffer the problem of sites stealing our work and giving it away. Although different and unrelated to the terrible injustice you have suffered it does help me sympathise with how b*tt hurt and all up in your feelings you are over the whole thing. Also well said regarding karma being a b!tch.

Thank you.
And yes, we all have some kind of problems with thieves, copycats, low earnings etc and etc. And the last one thing to destroy us is to close payment gates. Fine.
But, from the deep desperation we rise up again and go forward with a new hope.

« Reply #49 on: May 16, 2016, 20:25 »
0
Most people seem to use the argument "If you account gets limited there must be a reason" to justify their trust in paypal. Until it affects themselves. Maybe there is a reason. Maybe you gave them reasons. But believe me, in many cases there is non. I think meanwhile there should be enough testimonies around to make people careful.

I say the same as the OP. Be warned and do not trust. Not that I have any personal advantage of that.

Sometimes we make mistakes, sometimes someone else do harm to us. That's life.
Hope for the best, prepare for the worst. And keep your faith in what you're doing.


 

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