I have a thai paypal and get paid in usd. I then opened a payoneer account with atm card. At same time they gave me Bank of america bank acc. and i nvr set foot in the US. Now i transfer my usd from thai paypal to BOM acc for no charge from paypal, and then take out thai currency with my payoneer atm card. The exchange rate on payoneer uses mastercard rates and is much better than paypals rates.





