That's the difference between a hobby and a business. You do the second one with an intent to profit.
Got this off twitter but it gives a decent overview of the cost of shooting. As a hobby, sure shoot upload get some fries money. As a business you'll need to check if that time is better spent elsewhere
https://improvephotography.com/49988/photography-pricing-calculating-your-cost-of-doing-business/
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Please note that not all microstockers are Photographers.
1200$ annual on computer equipment it's a bit exaggereted. Unless you are into 3d realistic render, dynamics, fluids simulations...
Phone... 6 euros/months for unlimited calls and 40gb internet (here in Italy)
Internet services, 24 euros/month for 200MB fiber (in Italy)
Veichle expenses... zero, i work from home.
Office?...zero, i work from home.
Training...about 600 euros/year for me, plus a lot of free tutorials
I don't know where this list is coming from, but, for me, it seems, a bit unrealistic.
Postage and shipping??? Really??? 
Yes, there may be costs on that list which are irrelevant to your particular situation. But when you really examine the cost of business, there's lots of hidden money drains. If you work from home you are probably paying rent or mortgage for the home or room you sleep/work from unless you live with parents. So part of that $ a week you pay for the roof over your head needs to be associated with your expenses ( an accountant will claim this back for you from your taxes paid).
Camera equipment: I'm a videographer, if I don't want to be left behind I need to upgrade my camera every few years. When I first started shooting it was a Sony DSR 570 4:3 (DINOSAUR !), now anything less than 4K video hardly sells, IMO. So there is a need to spend US$10K every 3 or 4 years to upgrade to a quality that buyers are targeting. So spread that over 4 years there is $2500 a year minimum. Same with computer, you might get 5 years out of a computer before it is outdated, dies or struggles with newer rendering demands etc. (even as a motion designer) so the cost of a new hi spec computer spread over 5 years, lets say $700 a year.(and that is without taking into account peripherals, new printer, hard drives etc.)
Vehicle expenses, must come to something, unless you walk or bike everywhere. Train cost, bus, car. If you are living off this microstock as a job then all your movement costs have to be factored in. Going to get groceries, Dr. visits, holidays etc. all drain from your microstock sales. If you are not factoring all these things into your business model then you're probably not paying tax on it, the breaking news for you is: You've got a HOBBY. The Postage and shipping costs do seem strange. Maybe it is an outdated list, back when people posted their stock hard drives to agencies, before FTP servers became a thing.
PS: on a side note, I encourage everyone reading this to dump SS, don't JUST put your catalogue on hold. Make a statement, remove your content !!!! leaving it on shows them you're rolling on your back for a tummy rub. Submissive. Peace out !
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😯 I want to be able to see if any rejects mysteriously appear.
