I think reviewers don't have the button "Sorry but we don't like your image".

Quote from: trabuco on September 09, 2019, 08:10

I think It's a system to make you upload slowly. Can't understand the reason in SS and AS to make that.

Its not a system...they pay peanuts and give inspectors a huge workload they don't have time to review with care and I doubt there is enough oversight to ensure consistency.

Quote from: Sammy the Cat on August 02, 2019, 04:57

Seriously how did a thread about  worst month on Shutterstock get hi-jacked into a discussion of health care? 

C'mon! 

Nothing from Marbury Herg how he dropped to half of last month for the 48th straight time. 

    On 3/31/2021 at 3:35 AM, Marbury said:

    Scrappy, crappy piddling 10 cent sales is unsustainable. I am now earning less than a quarter of what I used to earn here. Very very unfair to us contributors.

This idea that the NHS is 'free' is complete and utter rubbish.  It is paid for from National Insurance Contributions.  Every worker has 11% deducted from salary in addition to income taxes.  Employers pay extra.  Yes, part of this money goes towards other benefits such as unemployment, national pensions etc.  But a large part is to pay for the NHS.

Imagine someone earning a reasonable 50,000 per annum.  They pay 5500 a year in National Insurance.  A typical person works 40 years, so that's 220000 over a working life not adjusting for inflation etc.

Now imagine if that money was instead invested in an annual investment plan.  Even at a modest 5% a year that money would grow to somewhere near to 1,000,000 - easily enough money for retirement and health.

What would you rather have - free NHS and a small Government pension, or one million pounds in the bank?

Easy. Being a patriot is paying for insurance. What happens in other countries is the communist agenda of the left, and the ANTIFA is the problem, not the fascists. They have assumed it since childhood.

They are Americans. The richest country is in macroeconomic terms. In quality of life, they are the last in line. But 70 million Americans, feed them the flag. Three jobs, and pray that there is no unforeseen event, the broken washing machine or fixing the car.

Despite not enjoying adequate public services. It is a matter of the education received at school. We closed their debates 40 years ago in other countries. Coming home, living one more day in the USA, is a matter of luck. Of course, they think that we all want to be Americans.

When they are born in the USA, they can see life go by, without leaving it, they already have everything, they are Americans. Many have already been questioned, if the USA is the ideal country to live. Borrowing three lives for the university and a series of circumstances, which simply, for people who live in a zone of peace, are simply incomprehensible.

Half the population does not listen to the news. A person without information is vulnerable. This goes for decades. They have assumed that the communist agenda wants to end their system of freedom.
There is a waiting list of the lucky ones who can grab dual citizenship, USA and Italy, with a double passport.

This idea that the NHS is 'free' is complete and utter rubbish.  It is paid for from National Insurance Contributions.  Every worker has 11% deducted from salary in addition to income taxes.  Employers pay extra.  Yes, part of this money goes towards other benefits such as unemployment, national pensions etc.  But a large part is to pay for the NHS.

Imagine someone earning a reasonable 50,000 per annum.  They pay 5500 a year in National Insurance.  A typical person works 40 years, so that's 220000 over a working life not adjusting for inflation etc.

Now imagine if that money was instead invested in an annual investment plan.  Even at a modest 5% a year that money would grow to somewhere near to 1,000,000 - easily enough money for retirement and health.

What would you rather have - free NHS and a small Government pension, or one million pounds in the bank?

Quote from: Zero Talent on April 01, 2021, 23:58

People always vote with their feet when deciding where life is better. ...

Agreed and here are the actual numbers https://en.wikipedia.org/wiki/List_of_countries_by_net_migration_rate

USA comes in below Germany, Sweden, UK, Norway, Luxembourg, New Zealand, Great Britain, Denmark and on and on. A large number of immigrants to the US are fleeing problems in South America, as in the US is not a virtual war zone and can be reached on foot, as opposed to going there because it is the land of milk and honey. For the same reason as a lot of middle eastern countries that are not at war are at at the top of the table. It is more to do with instability forcing people to flee to the best nearest option. It's not like most poor South American refugees and asylum seekers have the option of fleeing to a European country.

Quote from: Justanotherphotographer on April 02, 2021, 03:29

Quote from: hatman12 on July 31, 2019, 23:37

This idea that the NHS is 'free' is complete and utter rubbish.  It is paid for from National Insurance Contributions.  Every worker has 11% deducted from salary in addition to income taxes.  Employers pay extra.  Yes, part of this money goes towards other benefits such as unemployment, national pensions etc.  But a large part is to pay for the NHS.

Imagine someone earning a reasonable 50,000 per annum.  They pay 5500 a year in National Insurance.  A typical person works 40 years, so that's 220000 over a working life not adjusting for inflation etc.

Now imagine if that money was instead invested in an annual investment plan.  Even at a modest 5% a year that money would grow to somewhere near to 1,000,000 - easily enough money for retirement and health.

What would you rather have - free NHS and a small Government pension, or one million pounds in the bank?

Again lets look at the actual facts:

https://en.wikipedia.org/wiki/List_of_countries_by_total_health_expenditure_per_capita

Look a the bar chart of "Total health expenditure per capita in US dollars"

This one is actually mind boggling. People in the US actually pay more in taxes towards their health care than people in the UK, then have to pay insurance on TOP.  It is absolutely insane how corrupt health care has become in the US.

Also national insurance is mainly for State Pensions and Benefits. 80-90% NHS funding comes from general taxation https://www.kingsfund.org.uk/projects/nhs-in-a-nutshell/how-nhs-funded. And also not 12% and someone on 50000 would pay �4851 but now we are getting into the weeds on a post that has no foundation (for the other reasons stated)

You are right Justanotherphotographer, this person Tenebroso is out there on the far side of reality, he obviously represents part of the warped American thinking were they don't believe in facts.