It's a difficult decision Brian. I'm slowly uploading my better selling photos to SV to test the waters, and so far I'm keeping Subscriptions turned off. If I am to get sales from SV, I want them to be worth my while.
If steady money is flowing in, then I will probably turn on subs. What I don't want is what I experienced at Crestock, where I had just a few sub sales over a month and no hope of ever reaching payout. I'd rather have 0 sales than have a few sales with which I will never reach payout.
Anyhow the site looks a lot better now that you are out of beta. The upload process still needs FTP, but it is far better than it was several months ago. Honestly it is much better than iStock's system, and I haven't noticed any of the quirks others were concerned about.
Yes, please push the credit sales too. You will get a huge contributor following if you emphasize credit sales over subs.