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This section in the terms is a bit odd" If a Creator wants to remove a Creator Image from their portfolio after a Publisher has paid to use that Creator Image, the Creator must contact Imgembed [email protected] with the request. Imgembed will then contact the Publisher, who will be offered both (y) a refund of all payments made to use the Creator Image that the Creator wishes to remove, and (z) the use of a comparable Creator Image to replace the removed Creator Image. Imgembed will arrange for the refund of payments via PayPal. In addition, Publishers who have paid to use Creator Images may do so without attribution to the Creator."(I've no idea why "y" and "z" are floating in there).It says the terms are governed by the laws of California but the company is based in Singapore. I don't know whose laws the company is working under, but if it is the US I don't think it can make overseas providers responsible for paying withholding tax that would presumably be applicable for US earnings.