Since when there is no personal account option?

I'm setting my Sys site and wanted to add new account (special or business) to my already personal, but I did it wrong and changed personal to special. I found there is no back option, so wrote email to PP. Lady said that Paypal removed personal account completely, so I cant go back.

If someone has personal old accound he maybe doesn't know there are new charges... Old personal account was free of that. We could make income from mictostocks without charge to Paypal.
Now we pay some %  + x basic charge for every income  And its not a small charge 

So, personal, special and business accounts are not free anymore?

Lucky, who doesn't need to do currency exchange.