MicrostockGroup Sponsors

Kiva.org Loans

Started by madelaide, February 14, 2008, 00:51

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Are you going to join in?

yes
18 (60%)
no
12 (40%)

Total Members Voted: 26

madelaide


MSG in Kiva is about to reach its 100th loan - we're currently at 97th.
http://www.kiva.org/team/microstockgroup

So if you decide to do a loan, don't forget to select MSG (you need to join the group before having that choice).

Phil

cool, I'll get my kids do another 3 when they are home from school to make it up to 100 :)

madelaide

We reached 100!  I only see ywo after mine, so I guess mine was in fact the 98th, maybe the 97 I had seen was not yet updated.

Way to go, MSG!  :)

leaf

Nice to see some action in this.  Hopefully 100 people were able to build a bit of a business for themselves.


goldenangel

I joined the group and made my first loan. Thank you for pointing this out.

leaf

i got in on the one :)
thanks madelaide

madelaide

Three of us joined these loans.

If anyone is still interested, the one from Nicaragua needs one more person.

Phil

The top two had got their funds when I looked, but I loaned to the bottom tow. Now that I've lent him some money, just out of interest what is the guy with the bike going to do? :) (it's in spanish?) 

bittersweet

Quote from: Phil on August 17, 2009, 04:20
The top two had got their funds when I looked, but I loaned to the bottom tow. Now that I've lent him some money, just out of interest what is the guy with the bike going to do? :) (it's in spanish?) 

That's weird...I've never seen a listing entirely in Spanish before.

fotografer

Quote from: Phil on August 17, 2009, 04:20
The top two had got their funds when I looked, but I loaned to the bottom tow. Now that I've lent him some money, just out of interest what is the guy with the bike going to do? :) (it's in spanish?) 
He sells icecream.

fotografer

I've made 6 loans now.  I love this scheme. It's such a great way of helping people without them losing their pride. Looks like I'm too late to  join in on the Microstock group one again.  It always seems to happen when I have emptied my paypal account.  I think I will leave 25$ in my account next time and then I will have it there ready.  :)

phildate

I just joined the MSG on Kiva, have been making loans there for a long time but had some Kiva credit to re-issue today and did it as part of the group. Everyone has re-paid their loan so far which is great, means the scheme works and I can re-loan to someone else.

madelaide

I have a total of 98 loans in 18 months, 57 of which have been fully paid back.  There is one loan whose last installment is currently delayed, but they clarified that there was a problem with the agency and they have rescheduled their payments.  Given the variety of countries and agencies, I am actually surprised there have been no real losses.

leaf


Phil

Quote from: fotografer on August 17, 2009, 08:02
Quote from: Phil on August 17, 2009, 04:20
The top two had got their funds when I looked, but I loaned to the bottom tow. Now that I've lent him some money, just out of interest what is the guy with the bike going to do? :) (it's in spanish?) 
He sells icecream.

thanks :)

Phil

Quote from: madelaide on August 17, 2009, 11:53
I have a total of 98 loans in 18 months, 57 of which have been fully paid back.  There is one loan whose last installment is currently delayed, but they clarified that there was a problem with the agency and they have rescheduled their payments.  Given the variety of countries and agencies, I am actually surprised there have been no real losses.

wow!

we've made 26, 3 are paid back. a month or so ago there was a default of a few dollars, but whoever it was must have got caught up because it's not there now :)

fotografer


madelaide

My 100th Kiva loan was added to our MSG team there, but it doesn't show because other teams have lent more.  Anyone wants to join?

http://www.kiva.org/app.php?page=businesses&action=about&id=138038

our MSG team page:
http://www.kiva.org/community/viewTeam?team_id=331

madelaide

Sorry to pester you.  Here is another loan I am involved, it expires in 5 days and there is still US$400 needed.  In case someone wants to join...

http://www.kiva.org/app.php?page=businesses&action=about&id=129023

goldenangel

Thanks Adelaide! I participated as well.

madelaide

In case someone wants to join these loans I've just made:

from Ecuador: http://www.kiva.org/lend/185433
from Togo: http://www.kiva.org/lend/185209
from Kyrgyzstan: http://www.kiva.org/lend/185282

luissantos84

I joined I guess 1 or 2 month ago when I have reached 1000$ in microstock earnings..! Joined Roberto Marinello team :)

PowerDroid

I joined last month as well.  My intention is to do Kiva loans once a month, using the microstock revenues of my highest day of the past 30 days. 

Suljo

I think Kiva or other landing sites are not good.
Maybe Kiva alone as concept is good but pawn savings companies under Kiva umbrella.
So any person from 2nd or 3th part dont look at this loan gentle as you think.
(Madelaide once says that she want to meet person e.g. from Ucraine or other county to see how it works or somewhat after she lend money in romantic way how business is groving).
I think it is bad for us to lending money without any interest (as I read about it, and you can loose that invested money), while this companies which are something between savings bank and pawn shop (and under Kiva badge on their web sites) use OUR money and exploiting they customers to pawn they real property with interest which is 20% or more.

Conclusion
1. We have (generous, gentle, noble, refine, sublime) purpose to help somebody.
2. Under Kiva there are lot of plunder wannabe savings baks and pawn shops who use our money to lend it with 20 or more percent for they own pocket.
3. Sorry I dont want to have deal with that.
(If you dont believe me, I check some wannabe saving banks in my area under Kivas map page and if you see that pages everything will bee clear to you)
4. You can not invest money in that wannabe savings banks which are under Kiva to share they profit because they have enough money free from YOU and they want that plunder profit only from themselves.

Tell me if I am wrong...
If you want to help somebody turn around yourself and just help without Kiva with plunders under this umbrella........