Author Topic: Don't trust in Paypal - your account can be limited without any evident reason (Read 59333 times)

4seasons · « **Reply #50 on:** May 16, 2016, 20:30 »

Quote from: Microstockphoto on May 11, 2016, 06:27

if there is non, call paypal and if they agree they will release your account, they have no reason to limit your account for fun, nor to steal your money, nor to get interest, nor to buy weapons of mass destruction. 184 million users tells me they are quite legit and trusted

I'm preparing a very detailed explanation one more time. I have a little hope they will change something. Will see.
And maybe, if they'll not reply, I'll call them.
Thank you.

nuzzo · « **Reply #51 on:** July 05, 2016, 20:16 »

Just to chime in on this. PayPal hit me hard last week. Not only did they limit my account, but they notified all my buyers to open up disputes saying my account was compromised. Now I have to go through all 100+ odd transactions and respond to them individually. I was like, what in the flying F!

Not to mention that I have future payments using PayPal, but my account is down. Total BS in a handbasket.

I came across the idea of stealth and been going over this guide: newbielink:http://www.slideshare.net/AuctionEssistance/ebay-incognitostealth [nonactive]

But I am not entirely sure if this is the best way to go? Does anyone have some experience on stealth?

SpaceStockFootage · « **Reply #52 on:** July 06, 2016, 03:06 »

So PayPal came to the conclusion that somebody had accessed your account, and as a security measure, they limited your account to protect you and your clients? God, they're so evil aren't they?!

4seasons · « **Reply #53 on:** July 07, 2016, 18:17 »

Quote from: nuzzo on July 05, 2016, 20:16

Just to chime in on this. PayPal hit me hard last week. Not only did they limit my account, but they notified all my buyers to open up disputes saying my account was compromised. Now I have to go through all 100+ odd transactions and respond to them individually. I was like, what in the flying F!

Not to mention that I have future payments using PayPal, but my account is down. Total BS in a handbasket.

I came across the idea of stealth and been going over this guide: http://www.slideshare.net/AuctionEssistance/ebay-incognitostealth

But I am not entirely sure if this is the best way to go? Does anyone have some experience on stealth?

Please check two links I provided on my original post in this thread. I red some similar stories on these websites. I'm sure you'll find some help there. Good luck!

4seasons · « **Reply #54 on:** July 07, 2016, 18:43 »

Quote from: SpaceStockFootage on July 06, 2016, 03:06

So PayPal came to the conclusion that somebody had accessed your account, and as a security measure, they limited your account to protect you and your clients? God, they're so evil aren't they?!

In fact you know nothing about this situation, so your sarcasm is just the way to look smart. Congrats, you got few pluses.
Never be too confident because you never know. Maybe your PP account will be next tomorrow.
I prefer understanding and sympathy instead of arrogance and overconfidence.

SpaceStockFootage · « **Reply #55 on:** July 07, 2016, 19:15 »

Maybe it will. But if my account gets limited and it's even the tiniest bit my fault... I can guarantee I won't be starting a post saying that my account has been limited for no reason whatsoever.

I appreciate that when bad things happen, people get emotional and look for somebody to blame, but when something like this happens, you want to be finding out exactly what has happened, why it's happened, how it can be fixed and how you can make sure it doesn't happen again. You've not done that if you're saying that there was no evident reason when it turns out there was an evident reason.

As for knowing nothing about this situation.... I respond based on the information provided. If insufficient information has been provided, then that's not my fault. I was replying to nuzzo anyway, do you know more about his situation than the rest of us?

asmai · « **Reply #56 on:** July 07, 2016, 19:45 »

Quote from: SpaceStockFootage on July 07, 2016, 19:15

Maybe it will. But if my account gets limited and it's even the tiniest bit my fault... I can guarantee I won't be starting a post saying that my account has been limited for no reason whatsoever.

I appreciate that when bad things happen, people get emotional and look for somebody to blame, but when something like this happens, you want to be finding out exactly what has happened, why it's happened, how it can be fixed and how you can make sure it doesn't happen again. You've not done that if you're saying that there was no evident reason when it turns out there was an evident reason.

As for knowing nothing about this situation.... I respond based on the information provided. If insufficient information has been provided, then that's not my fault. I was replying to nuzzo anyway, do you know more about his situation than the rest of us?

It DID happen that Paypal holds funds for no obvious reason, they DID lost a class action lawsuit for that - I have received an email (mass), from Paypal itself informing they were settling that lawsuit, just a couple of months ago. So yes, Paypal did admit they hold funds for no reason. And yes, by doing so they earn interest on those funds. I can not say anything about the cases presented here, but i would not conclude that Paypal is totally clean and that everyone who got his/her account limited is because of their fault. Paypal is not an angel, far from it.

SpaceStockFootage · « **Reply #57 on:** July 07, 2016, 23:18 »

I don't know the details of the case, but even if PayPal admitted that they have held funds for no reason in the past, that doesn't automatically mean that they are holding your funds for no reason. Did they lose a class action lawsuit that related to holding your funds for no reason?

Don't get me wrong, I'm not saying paypal are clean as a whistle or that they've done no wrong. It's just that people often muddy the waters by presenting evidence that somebody is in the wrong, when it's not really evidence that somebody is in the wrong. Not just in this thread, but loads of them in other places. For every one (seemingly) valid case of wrongdoing, there's usually ten to a hundred ones like this....

"I'm minding my own business selling heroin online and then PayPal put a hold on my account for no reason whatsoever. I hate PayPal, PayPal are terrible."

An extreme and absurd example which I just made up, but you get the point. However abstract and tenuous the reason, there will always be a reason. Even in the lawsuit, there will have been reasons, it's just the courts felt those reasons weren't good enough. And I'd assume that since they've lost this case, the likelihood of somebody having a hold put on their account for no reason will have decreased considerably.

Mantis · « **Reply #58 on:** July 09, 2016, 19:17 »

Quote from: 4seasons on May 16, 2016, 20:30

Quote from: Microstockphoto on May 11, 2016, 06:27
if there is non, call paypal and if they agree they will release your account, they have no reason to limit your account for fun, nor to steal your money, nor to get interest, nor to buy weapons of mass destruction. 184 million users tells me they are quite legit and trusted

I'm preparing a very detailed explanation one more time. I have a little hope they will change something. Will see.
And maybe, if they'll not reply, I'll call them.
Thank you.

Did you get an email telling you that your Paypal account has limited access and if so did you click on the email? If so, those emails are scams to get access to your account. Once that happens, PayPal will place your account on hold until the situation is cleared up. I got two of those emails today, both formatted slightly differently. I deleted them, then went into my account and it's clean with a grand sitting in it.

Justanotherphotographer · « **Reply #59 on:** July 10, 2016, 04:05 »

The idea that they are freezing accounts to get interest on the money makes no sense. Have you taken a look at interest rates lately? PP get at least 3-4% every transaction, instantly, thanks to fees and currency spreads. They make more money the more you use your account. Like every bank they don't need to be underhand to fleece you, they have 1000s of ways all above board.

Tror · « **Reply #60 on:** July 10, 2016, 06:44 »

Paypal has a long and proven track record of misbehaving in various countries (various law suits and court orders) and certainly cares more about its own profits than any "account security". If my bank would "limit" my bank account for whatever BS reason I would close my relationship with them in a second.

<rant>
I do not know why there are still people out there attacking those who have problems with Paypals questionable practices. Even if you have a good relationship with them for the moment and they are convenient: your own benefit and security should always be the first to have in mind and being fine for the moment does not mean you cannot get into trouble never. They are just a tool. Not more. And in consequence any hint, warning and advice of taking care of others should be welcome. Instead there are some fanboys defending PP (or any other big company they like) without any logic and discrediting those who are in trouble without doing anything wrong. I don`t know who would behave like this or see benefit in it. Maybe some well domesticated consumer cattle? People who do not want to accept the objective arguments which might show that their trust could be misplaced? Who knows... If you are happy with them just continue using them and keep the warnings in mind in case it affects you and thats it.

Any company and legal entity which is not a non-profit, public benefit or co-op type only acts in its own interest and those of the shareholders. The client/consumer/contributor only is useful to nurture the Profits and they only do as much as necessary to keep the flow coming. Its about time that we learn this and start defending our own rights instead of acting on behalf of selfish corporations.

</rant>

Justanotherphotographer · « **Reply #61 on:** July 10, 2016, 07:03 »

I don't particularly want to defend paypal. At the same time I get a bit annoyed when people start a thread saying

"...one morning you can wake up and find out your account has been limited and all your financial life has been paralyzed, regardless the fact how good you was with PP. Without any reason. Just because."

Then it turns out that they had content on their site that violated someone's copyright.

It is just the same as when people come on here complaining that their portfolio has been shut down by a microstock site for no reason, then oops turns out they were stealing other people's work. If you could point to any one of those threads in the hundreds that have been posted here where the OP was innocent I'd love that too. I am sure there are forums set up for those guys too where they club together in an echo chamber and complain how terribly they have been treated.

It's an insult to our intelligence and a waste of our time. That's all.

Tror · « **Reply #62 on:** July 10, 2016, 07:35 »

Quote from: Justanotherphotographer on July 10, 2016, 07:03

I don't particularly want to defend paypal. At the same time I get a bit annoyed when people start a thread saying

"...one morning you can wake up and find out your account has been limited and all your financial life has been paralyzed, regardless the fact how good you was with PP. Without any reason. Just because."

Then it turns out that they had content on their site that violated someone's copyright.

It is just the same as when people come on here complaining that their portfolio has been shut down by a microstock site for no reason, then oops turns out they were stealing other people's work. If you could point to any one of those threads in the hundreds that have been posted here where the OP was innocent I'd love that too. I am sure there are forums set up for those guys too where they club together in an echo chamber and complain how terribly they have been treated.

It's an insult to our intelligence and a waste of our time. That's all.

That is almost never the case. In 90% of the cases the user did nothing wrong or did something which triggered some alert in Paypals system without knowing it (like e.g. logging in from another computer or country or just receiving a bit more money).

The case why threads start like "...one morning you can wake up and find out your account has been limited and all your financial life has been paralyzed, regardless the fact how good you was with PP. Without any reason. Just because." is that it hits you totally by surprise and for no reason and because before you ignored all warnings and thought it could never happen to you.

Microstockphoto · « **Reply #63 on:** July 10, 2016, 10:52 »

where did you get 90 percent from? tinfoil hat

Tror · « **Reply #64 on:** July 10, 2016, 13:09 »

Quote from: Microstockphoto on July 10, 2016, 10:52

tinfoil hat

Thats now the level of conversation?

lol Good luck!

asmai · « **Reply #65 on:** July 10, 2016, 15:14 »

Quote from: Justanotherphotographer on July 10, 2016, 04:05

The idea that they are freezing accounts to get interest on the money makes no sense. Have you taken a look at interest rates lately? PP get at least 3-4% every transaction, instantly, thanks to fees and currency spreads. They make more money the more you use your account. Like every bank they don't need to be underhand to fleece you, they have 1000s of ways all above board.

You dont understand. They hold the funds, but still allow transactions. They make money both ways. I have several people working free-lance for me and pay them with Paypal. They can receive the money in their Paypal account but can not withdraw to their bank before 30 days. Paypal earn transaction fees, AND interest for 30 days. Real examples, and many. The problem with Paypal is they are almost a monopoly, unlike the banks. People still have to use them even if they are unhappy about it.

asmai · « **Reply #66 on:** July 10, 2016, 15:19 »

Quote from: SpaceStockFootage on July 07, 2016, 23:18

I don't know the details of the case, but even if PayPal admitted that they have held funds for no reason in the past, that doesn't automatically mean that they are holding your funds for no reason.

Exactly the point. With the same logic, people who have problem with Paypal do not deserve to be automatically treated as it is their own fault. You have been acting like a Paypal fanboy, attacking everyone who had problem with Paypal here. It is just not nice!

Microstockphoto · « **Reply #67 on:** July 10, 2016, 17:21 »

tror, where did you get that 90% from ? thumbs? honestly, because it is a made up number.

surely, if your accoutn was accessed by someone else from another country and paypal didnt lock your account down for this activity, you would be here posting about it how incompetent paypal didnt lock your account down

you do realise that paypal has these measures in place to protect YOU?

Microstockphoto · « **Reply #68 on:** July 10, 2016, 17:23 »

paypal earns interest of off your money? my word, criminal, no other bank does that.

asmai · « **Reply #69 on:** July 11, 2016, 02:53 »

Quote from: Microstockphoto on July 10, 2016, 17:23

paypal earns interest of off your money? my word, criminal, no other bank does that.

Seriously, you pretend you dont understand, or am i talking to a 3-years old? Did i say they are criminal because they earn interest? or was i even surprised they earn interest? Read other people posts properly before arguing or talking sarcasm. I am done here, was just very surprised Paypal has so many fanboys who are ready to jump at anyone who are unhappy with paypal. FYI, i am OK with Paypal, i haven't had problem with them (touch wood), but i feel for people who have had. If you can not have any sympathy, try not to be a jerk!

Microstockphoto · « **Reply #70 on:** July 11, 2016, 16:17 »

in every comment you mention that paypal is earning interest of off your money, you seem to be wanting to make a point with that, hence my comment. anyway i am not a paypal fanboy, i just dont get onboard the conspiracy train, evil paypal blah blah, they have hundreds of millions of customers, buyers and sellers, if paypal were so evil they werent in business anymore.

SpaceStockFootage · « **Reply #71 on:** July 11, 2016, 20:22 »

Quote from: asmai on July 10, 2016, 15:19

Quote from: SpaceStockFootage on July 07, 2016, 23:18
I don't know the details of the case, but even if PayPal admitted that they have held funds for no reason in the past, that doesn't automatically mean that they are holding your funds for no reason.

Exactly the point. With the same logic, people who have problem with Paypal do not deserve to be automatically treated as it is their own fault. You have been acting like a Paypal fanboy, attacking everyone who had problem with Paypal here. It is just not nice!

I'm not attacking anyone. I'm just pointing out that a lot of the people saying they have had their accounts limited for no reason whatsoever, have in fact, had their accounts limited for a very specific reason. The validity of that reason may be debatable, but it's not like they've just pressed a special button that randomly limits accounts based on star signs, the current price of fish, or whether the account holder likes cats or not.

And it's not so much about 'fault', but more about 'tripping a sensor' that could result in an account hold. If you've been logging into your account from the US for ten years, and then you start logging in from Cambodia and withdrawing to a Cambodian bank account.... then it's your fault if your account gets limited. By that, I don't mean that you're 'at fault', just that your actions have resulted in that hold. Fill out the forms, send in the proof, everything is gravy. Or it should be. As has been pointed out previously... if you checked your PayPal account and somebody had been withdrawing money to a bank account in Cambodia for the last few months without your knowledge, then your first question would be 'why didn't PayPal do anything about this?'

It's not about being a PayPal fan boy. It's about summing up the evidence presented to me and forming an opinion based on that information. And unless im mistaken, I'm yet to come across an instance where it's not understandable, or at least apparent, why paypal may have (rightly or wrongly) put a hold on people's accounts.

And last but not least, for those saying 'wait until it happens to you', sure... I'll be as pissed as the next guy, but anger isn't going to change my opinion of the situation. I feel for the people that this has happened to, don't get me wrong, there's nothing worse than not having access to your own money when you need it, but that doesn't alter the situation. PayPal do what they do, either according to their terms and conditions, or as a means to keep risk to an acceptable level, and thankfully, the great majority of people aren't affected by that.

Tror · « **Reply #72 on:** July 12, 2016, 04:00 »

What I don`t get is why the PP defenders and fanboys always get so hysterical and emotional.

I mean, what happened happend, what is public is public, what is proven is just there. Soooo....apart from getting emotional: for some, suddenly all the admitted practices, settled lawsuits, testimonials etc. are invalid, disappear overnight, are all soooo justified etc. and everybody coming here posting warnings and problems is bad boy, liar, stole images etc. Paypal obviously is always right lol Denial of truth can be convenient.....

However, as I said in one of my previous posts in this thread: if it works for you just continue happily using it! and just keep the warnings in mind in case it affects you one day! And if not: congrats!

So, just relax guys! If it works for you just go ahead, but please do not discredit and insult those who have trouble with them without causing it or doing wrong....

SpaceStockFootage · « **Reply #73 on:** July 12, 2016, 04:11 »

Quote from: Tror on July 12, 2016, 04:00

What I don`t get is why the PP defenders and fanboys always get so hysterical and emotional.

I mean, what happened happend, what is public is public, what is proven is just there. Soooo....apart from getting emotional: for some, suddenly all the admitted practices, settled lawsuits, testimonials etc. are invalid, disappear overnight, are all soooo justified etc. and everybody coming here posting warnings and problems is bad boy, liar, stole images etc. Paypal obviously is always right lol Denial of truth can be convenient.....

However, as I said in one of my previous posts in this thread: if it works for you just continue happily using it! and just keep the warnings in mind in case it affects you one day! And if not: congrats!

So, just relax guys! If it works for you just go ahead, but please do not discredit and insult those who have trouble with them without causing it or doing wrong....

Not sure if you're talking about me, but I thought that most of my posts were completely devoid of hysterics, insults, and too a certain extent... emotion. That's how they were coming across to me when I was writing them anyway. Maybe some are interpreting them as some kind of venomous tirade of pure evil... I guess that just highlights the inadequacies of the written language.

jar · « **Reply #74 on:** July 12, 2016, 05:02 »

Quote from: Tror on July 12, 2016, 04:00

What I don`t get is why the PP defenders and fanboys always get so hysterical and emotional.

I mean, what happened happend, what is public is public, what is proven is just there. Soooo....apart from getting emotional: for some, suddenly all the admitted practices, settled lawsuits, testimonials etc. are invalid, disappear overnight, are all soooo justified etc. and everybody coming here posting warnings and problems is bad boy, liar, stole images etc. Paypal obviously is always right lol Denial of truth can be convenient.....

However, as I said in one of my previous posts in this thread: if it works for you just continue happily using it! and just keep the warnings in mind in case it affects you one day! And if not: congrats!

So, just relax guys! If it works for you just go ahead, but please do not discredit and insult those who have trouble with them without causing it or doing wrong....

Some MSG members are maybe hidden workers. For example there was a guy working for Fotolia here at MSG.
I agree. let`s sum up. Keep the warning in your mind, PayPal or FT dont give a **** on single user/ contributor and kick you out at any time they want to.
No for real, that`s true

Because this i love SS. Never heard similar from SS. Good luck

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Author Topic: Don't trust in Paypal - your account can be limited without any evident reason (Read 59333 times)

4seasons

nuzzo

SpaceStockFootage

4seasons

4seasons

SpaceStockFootage

asmai

SpaceStockFootage

Mantis

Justanotherphotographer

Tror

Justanotherphotographer

Tror

Microstockphoto

Tror

asmai

asmai

Microstockphoto

Microstockphoto

asmai

Microstockphoto

SpaceStockFootage

Tror

SpaceStockFootage

jar

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