I agree with theese points. Need no more to make money!

1.  Diversify markets and seek macro agencies beyond the micro world.

2.  Start selling content as RM.

3.  Start booking assignment work.

4.  Keep improving quality of your work.

5.  Think out of the box, there is more in stock photography than micros.  Micros are a part of any business equation, but are not the whole thing.

6.  Avoid any exclusivity that goes beyond a per image exclusivity.