Horrible month. I had to cancel my "affordable" health care coverage (bronze @$400 a month).

The economy is going so well but this year has been just awful for me. I never thought I would have to cancel my health insurance.

We all know it's July and that's why we compare our earnings with the same month from the previous years!
It's getting worse every year after 2014 for me.

Quote from: angelawaye on July 23, 2019, 20:58
Horrible month. I had to cancel my "affordable" health care coverage (bronze @$400 a month).

The economy is going so well but this year has been just awful for me. I never thought I would have to cancel my health insurance.

I hope you did the math on the tax penalty that would be applied to you for not having insurance and see what the difference is. (I'm assuming you are American)

Quote from: angelawaye on July 23, 2019, 20:58
Horrible month. I had to cancel my "affordable" health care coverage (bronze @$400 a month).

The economy is going so well but this year has been just awful for me. I never thought I would have to cancel my health insurance.

Makes me feel lucky to be in the UK.

For me, SS has been good this month but AS/FT have been poor. They seem to have a bad 1-2 weeks followed by a good week. Compared to the rest of the year, it's been harsh this month.

best month of the year and probablybest month ever...with 140 video i sold 7 near 5 % of collection, makes me angry  not to have uploaded more video...best month in stock poor as.

Quote from: charged on July 24, 2019, 07:48

Quote from: angelawaye on July 23, 2019, 20:58
Horrible month. I had to cancel my "affordable" health care coverage (bronze @$400 a month).

The economy is going so well but this year has been just awful for me. I never thought I would have to cancel my health insurance.

I hope you did the math on the tax penalty that would be applied to you for not having insurance and see what the difference is. (I'm assuming you are American)

"The federal tax penalty for not being enrolled in health insurance will be eliminated in 2019 because of recent changes made by the Trump Administration"

It's not fair to force someone to pay for unaffordable health insurance if they really cannot pay it. I honesty can't pay the $400 a month anymore (with 5K deductible). Even if I cancel my cable and put my student loans in deferment it STILL would not cover the premium. Sorry for the off topic rant... It is upsetting so I get fired up.

Even BS beat SS today!

What a system! We'll be going the same way in the UK if the tory scum get their way.

Quote from: Steveball on July 24, 2019, 16:42
Even BS beat SS today!

Epic comparison

For me july is going very bad, but today was saved by one SOD.

Quote from: Steveball on July 24, 2019, 16:51
What a system! We'll be going the same way in the UK if the tory scum get their way.

Best leave politics out of it.Not great to call fellow photogs scum.

Quote from: PZF on July 24, 2019, 18:34

Quote from: Steveball on July 24, 2019, 16:51
What a system! We'll be going the same way in the UK if the tory scum get their way.

Best leave politics out of it.Not great to call fellow photogs scum.

Hes not doing that

Boris is cool.
Not for his girlfriend.

BME for me
With my first video sale! And a higher number of photo downloads (all subs)

Truly truly truly awful this last week. Sudden plummet....
Every day is a weekend...except I am working.
Here's hoping for an algorithm change - soon!

The last time I had earnings this low was August 2014 when I had a few hundred images.

Even worse than last month, looking to be.  Which was my lowest month since my second month.  This looks to be my lowest since my first.

Worst? The worse is yet to come.

Maybe due to the 10 free images free download deadline for potential buyers to try out has just expired?

Very nice month for me
AS download numbers are also coming back

But next month i think, we get a vacation drop

Quote from: angelawaye on July 24, 2019, 14:54

Quote from: charged on July 24, 2019, 07:48

Quote from: angelawaye on July 23, 2019, 20:58
Horrible month. I had to cancel my "affordable" health care coverage (bronze @$400 a month).

The economy is going so well but this year has been just awful for me. I never thought I would have to cancel my health insurance.

I hope you did the math on the tax penalty that would be applied to you for not having insurance and see what the difference is. (I'm assuming you are American)

"The federal tax penalty for not being enrolled in health insurance will be eliminated in 2019 because of recent changes made by the Trump Administration"

It's not fair to force someone to pay for unaffordable health insurance if they really cannot pay it. I honesty can't pay the $400 a month anymore (with 5K deductible). Even if I cancel my cable and put my student loans in deferment it STILL would not cover the premium. Sorry for the off topic rant... It is upsetting so I get fired up.

I didn't know about that penality I have coverage from work. $400 is not affordable. We really need a better plan, but hospitals bill insurance companys over 200% more then the government pays. Hows that free health in the UK working? Why do people from Canada come to the US for care and pay their own.

Quote from: YadaYadaYada on July 31, 2019, 15:32
Hows that free health in the UK working?

Can't speak for the whole of the UK as I don't know, but here in Scotland it's fine, for now. All prescription medicines are free for everyone. (I don't think that's the case in England)

In May, my 90yo mum fell and broke her hip, which combined with several previously smashed-up vertebrae in the spine due to osteoporosis has left her chairbound. However, after her op, she had 3+ weeks in hospital, then another 3+ weeks in a convalescent hospital with physio twice a day to help her get to 'chairbound'. Now she's home with 2 carers four times a day to help with personal needs and meals; she's had visits from social workers, occupational therapists, a district nurse and tomorrow physios, she's been given a hospital bed and a stedy for home use - no complaints at all. My sister and I do her shopping and look after her house and garden, but basic shopping (she'd pay for the shopping but someone would do it for her while she couldn't get to the door to receive deliveries) and basic housework would be provided if we weren't able and willing to do it.

Long live the NHS. Boris and Trump had better keep their hands off it.

Quote from: ShadySue on July 31, 2019, 16:32

Quote from: YadaYadaYada on July 31, 2019, 15:32
Hows that free health in the UK working?

Can't speak for the whole of the UK as I don't know, but here in Scotland it's fine, for now. All prescription medicines are free for everyone. (I don't think that's the case in England)

In May, my 90yo mum fell and broke her hip, which combined with several perviously smashed-up vertebrae in the spine due to osteoporosis has left her chairbound. However, after her op, she had 3+ weeks in hospital, then another 3+ weeks in a convalescent hospital with physio twice a day to help her get to 'chairbound'. Now she's home with 2 carers four times a day to help with personal needs and meals; she's had visits from social workers, occupational therapists, a district nurse and tomorrow physios, she's been given a hospital bed and stedy for home use - no complaints at all. My sister and I do her shopping and look after her house and garden, but basic shopping and housework would be provided if we weren't there to do that.

Long live the NHS. Boris and Trump had better keep their hands off it.

Indeed  in England we pay for prescriptions. Its not perfect but its generally going pretty well. The WHO say this "The U.S. health system spends a higher portion of its gross domestic product than any other country but ranks 37 out of 191 countries according to its performance, the report finds. The United Kingdom, which spends just six percent of GDP on health services, ranks 18 th . Several small countries – San Marino, Andorra, Malta and Singapore are rated close behind second- placed Italy."

Quote from: Pauws99 on July 31, 2019, 16:54

Quote from: ShadySue on July 31, 2019, 16:32

Quote from: YadaYadaYada on July 31, 2019, 15:32
Hows that free health in the UK working?

Can't speak for the whole of the UK as I don't know, but here in Scotland it's fine, for now. All prescription medicines are free for everyone. (I don't think that's the case in England)

I should have said that most Scots pay an extra 1% income tax compared to England. Seems to be worth it, so far.

Quote from: ShadySue on July 31, 2019, 17:04

Quote from: Pauws99 on July 31, 2019, 16:54

Quote from: ShadySue on July 31, 2019, 16:32

Quote from: YadaYadaYada on July 31, 2019, 15:32
Hows that free health in the UK working?

Can't speak for the whole of the UK as I don't know, but here in Scotland it's fine, for now. All prescription medicines are free for everyone. (I don't think that's the case in England)

I should have said that most Scots pay an extra 1% income tax compared to England. Seems to be worth it, so far.

NHS seems very popular. https://www.npr.org/sections/parallels/2018/03/07/591128836/u-k-hospitals-are-overburdened-but-the-british-love-their-universal-health-care I read last year that emergency was often to busy because of the number of people who came in with hangovers in the morning. Waiting time for surgery was long. Life expectancy is longer in Great Britain than the US. Does that have to do with guns and drugs or health care.

Quote from: YadaYadaYada on July 31, 2019, 17:22

Quote from: ShadySue on July 31, 2019, 17:04

Quote from: Pauws99 on July 31, 2019, 16:54

Quote from: ShadySue on July 31, 2019, 16:32

Quote from: YadaYadaYada on July 31, 2019, 15:32
Hows that free health in the UK working?

Can't speak for the whole of the UK as I don't know, but here in Scotland it's fine, for now. All prescription medicines are free for everyone. (I don't think that's the case in England)

I should have said that most Scots pay an extra 1% income tax compared to England. Seems to be worth it, so far.

NHS seems very popular. https://www.npr.org/sections/parallels/2018/03/07/591128836/u-k-hospitals-are-overburdened-but-the-british-love-their-universal-health-care I read last year that emergency was often to busy because of the number of people who came in with hangovers in the morning. Waiting time for surgery was long. Life expectancy is longer in Great Britain than the US. Does that have to do with guns and drugs or health care.

Yes, A&E can get full of people who could be treated elsewhere, e.g. by a GP or pharmacist, there's an education programme underway to deal with that. Also A&E are under pressure to turn people round quickly which can result in some people being sent home and readmitted soon afterwards. We have a drug problem in many areas here. I was picking up Mum's medicines in a small pharmacy in a very small village and couldn't believe the stream of people coming in for their methadone, but I've heard it's the same in my town. Of course, a higher rate of gun ownership leads to a much higher proportion of gun injuries and murders there.

OTOH, here NHS treatment is enhanced by a lot of charities which are set up for various illnesses or groups of illnesses. You can hardly go to a big supermarket at the weekend without encountering volunteers collecting - sometimes it's me! - and these charities provide a lot of extra support over and above the NHS. I've heard that really doesn't happen in the US (people collecting outside supermarkets, in streets etc).

No system is perfect one of the downsides of the NHS is people misusing the service for trivial issues...most people don't like it but would probably concede its a price worth paying