the issue with paypal and payoneer is not the commission they take which is around 3% but the exchange rate much higher than the official one...i found "wise" as an alternative to withdraw to bank account...official exchange rate plus 0,51% commission...it's one more step to be taken between paypal and your bank account but it worth..

I tried to setup my Wise account but how do I link my Paypal account (which has USD as primary currency) to my Wise USD account? I can only link a bank using IBAN...But my Wise USD account doesn't have IBAN.

Quote from: Noedelhap on February 27, 2023, 19:11
I tried to setup my Wise account but how do I link my Paypal account (which has USD as primary currency) to my Wise USD account? I can only link a bank using IBAN...But my Wise USD account doesn't have IBAN.

US banks are not using IBAN
anyway go to your wise USD account ==> Your USD account details 
there are 2 tabs one for US, one for non US
and BTW you are linkinking Paypal to Wise and not the other way around, right?

Quote from: U11 on February 28, 2023, 03:16

Quote from: Noedelhap on February 27, 2023, 19:11
I tried to setup my Wise account but how do I link my Paypal account (which has USD as primary currency) to my Wise USD account? I can only link a bank using IBAN...But my Wise USD account doesn't have IBAN.

US banks are not using IBAN
anyway go to your wise USD account ==> Your USD account details 
there are 2 tabs one for US, one for non US
and BTW you are linkinking Paypal to Wise and not the other way around, right?

I know that US banks don't use IBAN, but I want to be able to send USD from Paypal to my Wise USD account, but I can only enter IBAN banks in Paypal and not US banks.
I thought that was the whole idea, to circumvent Paypal's conversion fees. But Paypal doesn't allow me to enter the account details from the USD account.

I guess it has something to do with the fact that my Paypal account is set up from inside the EU so it has different textfields to link your bank than a US Paypal account? That would be ridiculous. Paypal isn't any help either.

Quote from: Noedelhap on February 28, 2023, 11:14

Quote from: U11 on February 28, 2023, 03:16

Quote from: Noedelhap on February 27, 2023, 19:11
I tried to setup my Wise account but how do I link my Paypal account (which has USD as primary currency) to my Wise USD account? I can only link a bank using IBAN...But my Wise USD account doesn't have IBAN.

US banks are not using IBAN
anyway go to your wise USD account ==> Your USD account details 
there are 2 tabs one for US, one for non US
and BTW you are linkinking Paypal to Wise and not the other way around, right?

I know that US banks don't use IBAN, but I want to be able to send USD from Paypal to my Wise USD account, but I can only enter IBAN banks in Paypal and not US banks.
I thought that was the whole idea, to circumvent Paypal's conversion fees. But Paypal doesn't allow me to enter the account details from the USD account.

I guess it has something to do with the fact that my Paypal account is set up from inside the EU so it has different textfields to link your bank than a US Paypal account? That would be ridiculous. Paypal isn't any help either.

I had the same problem with Paypal. I'd read some people were able to ring up and find someone who would manually enter the Dollars account for them. In my instance it was a Dollars account setup at a UK bank. I had no luck but some have found the occasional member of Paypal staff that would help.

An alternative is to use Payoneer and send the dollars from there to the dollars account at Wise and then convert it to the £/Euro wise account. While it works I seem to recall from my experiences that the extra hassle wasn't worth the small advantage gained so I just use Payoneer. The other day when I converted $ to £ the exchange rate was 0.835 and and they gave me $0.82 with no additional fees. I'm setup as a business both at Payoneer and Paypal and not sure if that reduces fees or not. Anyway, hope this may be of some use to you.

Quote from: Noedelhap on February 27, 2023, 19:11
I tried to setup my Wise account but how do I link my Paypal account (which has USD as primary currency) to my Wise USD account? I can only link a bank using IBAN...But my Wise USD account doesn't have IBAN.

another way around could be send money from paypal using xoom to transfer usd to your wise usd account...it takes some fee that depends on the amount...2000$ 25 fee 1000$ 17,75 fee..from there you can convert usd inside wise...unfortunately paypal doesn't allow to transfer usd to euro account neither link an usd bank account...

.

Quote from: Noedelhap
I guess it has something to do with the fact that my Paypal account is set up from inside the EU so it has different textfields to link your bank than a US Paypal account? That would be ridiculous. Paypal isn't any help either.

have you tried to reach wise helpdesk?

Quote from: U11 on February 28, 2023, 18:39

Quote from: Noedelhap
I guess it has something to do with the fact that my Paypal account is set up from inside the EU so it has different textfields to link your bank than a US Paypal account? That would be ridiculous. Paypal isn't any help either.

have you tried to reach wise helpdesk?

It's not a Wise thing, it's a Paypal thing.
I might try HalfFull's tip. But already I think it's too much hassle. Should be much less cumbersome to transfer some money.

Just got my money out  . Don't forget: tonight is the last time without the pay cut

Quote from: mike123 on February 28, 2023, 19:23
Just got my money out  . Don't forget: tonight is the last time without the pay cut

Speak for yourself  ... I'm holding off till tomorrow to make sure I get an extra £180! Some of us have been short changed for years!

Quote from: Noedelhap on February 28, 2023, 18:54

Quote from: U11 on February 28, 2023, 18:39

Quote from: Noedelhap
I guess it has something to do with the fact that my Paypal account is set up from inside the EU so it has different textfields to link your bank than a US Paypal account? That would be ridiculous. Paypal isn't any help either.

have you tried to reach wise helpdesk?

It's not a Wise thing, it's a Paypal thing.
I might try HalfFull's tip. But already I think it's too much hassle. Should be much less cumbersome to transfer some money.

up to you, you know better
my point was: wise is interested in getting your money (vs paypal which is not interested to loose their fat commission) so they may try to help
i dont think you are the only non-US user who wants to use wise for converting USD

Quote from: HalfFull on February 28, 2023, 19:31

Quote from: mike123 on February 28, 2023, 19:23
Just got my money out  . Don't forget: tonight is the last time without the pay cut

Speak for yourself  ... I'm holding off till tomorrow to make sure I get an extra £180! Some of us have been short changed for years!

If it gets better for you with the new change, I would probably wait a few days more.. In their email they said the change will be applied on March 3rd.. 

Quote from: mike123 on February 28, 2023, 19:56

Quote from: HalfFull on February 28, 2023, 19:31

Quote from: mike123 on February 28, 2023, 19:23
Just got my money out  . Don't forget: tonight is the last time without the pay cut

Speak for yourself  ... I'm holding off till tomorrow to make sure I get an extra £180! Some of us have been short changed for years!

If it gets better for you with the new change, I would probably wait a few days more.. In their email they said the change will be applied on March 3rd.. 

👍🏻 I think I seen that in an email. Been losing out for years so a couple of extra days won't hurt. It's guaranteed there will be days when the exchange rate drops below the 0.75 but at least now it will reflect the true value.

Lol. Why my payout button is non active? I can't get payout for some reasons

Quote from: rkz91 on March 02, 2023, 05:42
Lol. Why my payout button is non active? I can't get payout for some reasons

Same here it would be nice if they told us whats going on 

Quote from: rkz91 on March 02, 2023, 05:42
Lol. Why my payout button is non active? I can't get payout for some reasons

They are likely reworking their payment processing systems. I already got the payment in Euro, which I issued 1.5 days ago - which is highly unusual and indicates that they are processing the non-USD payments right now. According to the email, from March 3rd all payments will be in USD, so I would expect the payout button to come back tomorrow

Quote from: mike123 on March 02, 2023, 06:34

Quote from: rkz91 on March 02, 2023, 05:42
Lol. Why my payout button is non active? I can't get payout for some reasons

They are likely reworking their payment processing systems. I already got the payment in Euro, which I issued 1.5 days ago - which is highly unusual and indicates that they are processing the non-USD payments right now. According to the email, from March 3rd all payments will be in USD, so I would expect the payout button to come back tomorrow

Same here, got my payment in just 1 day

"March 3rd, 2023 we will consolidate the different currencies in which royalties are paid and switch to US Dollars"
But after:
"If you wish to request a payout in your current currency, please log into the contributor portal... by February 28, 2023 end of day and submit the request"

Well, I have read too quickly, we had to ask payment not after Februray 28 
The funnyest is I always ask for payment the last day of the curent month. There is the first time I waited. lol

A quick note to confirm the last few questions...

Due to the current conversion to USD, a withdrawal is temporarily not possible.
As of Friday, March 3, the payout will be possible again.

Future payouts will be processed in US Dollars.

Thank you,

Mat Hayward

Quote from: MatHayward on March 02, 2023, 17:13
A quick note to confirm the last few questions...

Due to the current conversion to USD, a withdrawal is temporarily not possible.
As of Friday, March 3, the payout will be possible again.

Future payouts will be processed in US Dollars.

Thank you,

Mat Hayward

Thanks for the confirmation Mat... I presume when it goes live Payoneer will also be available straight away?

Quote from: MatHayward on March 02, 2023, 17:13
A quick note to confirm the last few questions...

Due to the current conversion to USD, a withdrawal is temporarily not possible.
As of Friday, March 3, the payout will be possible again.

Future payouts will be processed in US Dollars.

Thank you,

Mat Hayward

It's a pretty dishonest way of doing it.

If you want customers to only get paid in US Dollars as it makes things easier then why can't they also pay for Creative Cloud in USD?

At the moment its the worst of both worlds, paying for CC in local currency at a loss and now getting paid in USD at about a 10% loss.

Quote from: gnirtS on March 02, 2023, 23:49

Quote from: MatHayward on March 02, 2023, 17:13
A quick note to confirm the last few questions...

Due to the current conversion to USD, a withdrawal is temporarily not possible.
As of Friday, March 3, the payout will be possible again.

Future payouts will be processed in US Dollars.

Thank you,

Mat Hayward

It's a pretty dishonest way of doing it.

If you want customers to only get paid in US Dollars as it makes things easier then why can't they also pay for Creative Cloud in USD?

At the moment its the worst of both worlds, paying for CC in local currency at a loss and now getting paid in USD at about a 10% loss.

Didn't you get CC for free?

Quote from: MatHayward on March 02, 2023, 17:13
A quick note to confirm the last few questions...

Due to the current conversion to USD, a withdrawal is temporarily not possible.
As of Friday, March 3, the payout will be possible again.

Future payouts will be processed in US Dollars.

Thank you,

Mat Hayward

thieves.

Quote from: trabuco on March 03, 2023, 07:28

Quote from: MatHayward on March 02, 2023, 17:13
A quick note to confirm the last few questions...

Due to the current conversion to USD, a withdrawal is temporarily not possible.
As of Friday, March 3, the payout will be possible again.

Future payouts will be processed in US Dollars.

Thank you,

Mat Hayward

thieves.

? Bizare comment... a US company pays you in US $ for you to convert into your own currency at the official exchange rate and you call them thieves?

I appreciate you maybe disappointed that you're no longer get more than the official exchange rate (some of us were getting a lot less than the official rate) but rather than call them thieves (which is inaccurate) maybe a thank you for all those years they paid you more than they had too?