I can't FTP to 123RF right now - been trying for about an hour or so. Tried through FTP, tried through Cushy.
Getting a timeout or something - it won't connect. May be related to the issue with pay? I'm not sure - but it's not working.
Just grabbed the FTP error:
The control connection was closed due to the server being temporarily busy, full, or in the process of shutting down. Retry again later or contact the system administrator for assistance. Click Details>> to see the exact server response.
Password rejected too. But it's right.